Portfolio Analyst

Company: Self-Help Credit Union

Location: Durham, NC

Job Function: Project Management


Self-Help Credit Union was chartered in 1983 to build a network of branches that partner with working families and communities often underserved by the financial marketplace. With over $1.6 billion in assets and serving more than 92,500 members in 32 branches -six in Florida, 22 in North Carolina, three in South Carolina, and one in Virginia -Self-Help Credit Union is one of the fastest-growing community development financial institutions in the country. It is part of the Self-Help family of non-profit organizations whose collective mission is to create and protect ownership and economic opportunity for all. For over 41 years, the national Center for Community Self-Help and its affiliates have provided more than $11 billion in financing to help over 198,000 people buy homes, start and grow businesses, and build wealth. For more information, please visit www.self-help.org.


Self-Help is seeking a Portfolio Analyst to join our team in Durham, NC. The Portfolio Analyst provides critical, high-level project support to the Commercial Loan Risk Management Team. Responsibilities include leading and supporting projects and analysis for risk assessment, risk mitigation, and process improvements for a growing commercial loan portfolio. A focus on teamwork, problem solving, initiative, attention to detail, and the ability to manage multiple projects is critical to being successful in this role.


Essential Responsibilities:

  • Lead projects to optimize the monitoring platform, including reporting and process improvements.
  • Coordinate preparation for internal and external audits and regulatory examinations.
  • Coordinate covenant tracking for commercial loans to ensure operational and risk management action items are monitored and completed.
  • Conduct portfolio-level analysis and reporting to be presented to broad audiences including credit loss stress testing, economic, market,and industry trends, concentration risk, and sector-based risk assessment.
  • Complete quarterly and annual reports to support program tracking and loan pledging.
  • Support analysts and portfolio managers as needed with credit risk analysis, collateral valuation reviews, and site visits to borrower facilities.
  • Act as a change agent to drive Self-Help’s economic inclusion initiatives by integrating supplier diversity and the use of businesses owned by women and people of color in third-party contracting and vendor management for relevant products and services.
  • Assist with special projects and administrative assignments as requested.
  • Perform other duties as may be deemed necessary.


Credentials, Experience, and Skills:

  • Bachelor’s degree and 2 years relevant experience, or an equivalent combination of education and experience which could include finance, public planning, project management, community development, management consulting, or business management.
  • Master’s degree in business administration, urban planning, public policy, law, or related field preferred.
  • Knowledge of credit risk modeling and bank credit loss forecasting modeling.
  • Proven ability to manage a team project with the ability to initiate, juggle and lead multiple projects to meetgoals, objectives, and deadlines.
  • Strong commitment to our mission – creating economic opportunity for traditionally underserved communities.
  • Sensitivity to issues of low-wealth borrowers and communities and a desire to work in a racially and socially diverse organization.
  • Preference for working in organizations that place priority on teamwork and collaboration.
  • Excellent oral and written communication skills, including group facilitation.
  • Strong financial analysis and/or analytical aptitude.
  • High level of skill with Excel
  • Experience with Salesforce platform preferred.
  • Strong attention to detail, task management,and problem-solving skills.
  • Ability to work in a dynamic environment under pressure, and undertake, execute, and deliver on-time multiple concurrent projects.
  • Willingness to travel (occasional overnight).
  • Ability to demonstrate Self-Help’s Core Values:
    • Mission Before Self
    • Service With Excellence
    • Embracing & Promoting Change
    • Results Not Credit
    • Diversity as a Strength
    • Financial Sustainability for Mission Impact

Compensation and Benefits

Competitive nonprofit compensation, based on experience, plus a generous benefits package.

How to Apply

Visit our Careers Page to apply for this position. This position will remain posted until filled.