Access to Capital

Community development financial institutions (CDFIs) are specialized lenders that bring capital to low-income, low-wealth communities. CDFI financial products and services support small businesses, affordable housing, community facilities, and more nationwide.

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CDFI clients are…

66% People of Color

85% Low-Income

27% Rural

48% Women

About OFN

About OFN

Opportunity Finance Network (OFN) is the leading national network of CDFIs and a financial intermediary. OFN increases capital flow, strengthens CDFIs, and amplifies the voice of the CDFI industry. We partner with investors, funders, and policymakers to align capital with opportunity.

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CDFIs Invest in Change

how community lenders helped save small businesses during the pandemic

Key Priorities

CDFIs advance racial equity, combat persistent poverty, fight climate change, and more.

Finance Justice Fund

Finance Justice Fund

The Finance Justice Fund accelerates the work of OFN member CDFIs serving communities experiencing disproportionately high rates of poverty and disinvestment.

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Capital Building

Partnering with the Public Sector

OFN is the leading voice for the CDFI industry. Policymakers turn to CDFIs to drive transformational capital to historically underinvested rural, urban, and Native communities.

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Three women smile for a selfie on a bright day in Oakland, California. From left to right: PCV Associate Director of Finance, Somer Williams Lee wears sunglasses and a Black Lives Matter mask, in the middle is Black Cultural Zone CEO, Carolyn Johnson wearing blue sunglasses and round beaded earrings, and PCV CEO, Bulbul Gupta wears a black mask with a BLM fist.

Getting Real About Racial Equity in Lending

OFN member PCV shares lessons learned on the journey to align mission with practice. Read time: 10 minutes This is...

OFN's 2024 Connect+ Forum

Raising Capital for Your CDFI? Don’t Miss OFN’s March 19 Virtual Forum

OFN’s free, half-day virtual forum on March 19 will focus on capital raising strategies for CDFIs and other community-based mission...

Nonprofit Finance Fund (NFF), a CDFI headquartered in New York City, provided Why Not Prosper a $250,000 working capital loan through NFF’s zero-interest CARE Fund to fund the salary of a full-time development director and seed a capital campaign for a retreat center for formerly incarcerated women. Pictured here are NFF staff and Why Not Prosper program participants. Read more about NFF in OFN’s Operationalizing Racial Equity, Inclusion, and Accessibility (REIA) into Lending Practices toolkit.

From Purpose to Practice: Advancing Racial Equity in Lending

In a new blog series, OFN members share their journeys to invest in ways that break historical barriers and ensure...

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