Credit Analyst

Background

About RDF

RDF is a national Community Development Financial Institution (CDFI). Driven by a mission to unlock lasting prosperity in communities across the United States, RDF provides responsible and attainable financial solutions to community-based organizations focused on health, education, affordable housing, homeownership, and entrepreneurship.

RDF was founded in 1999. As a testament to its exceptional financial strength and impact, RDF stands out as one of the few CDFIs with a prestigious AA- S&P rating. Since its inception, RDF has invested more than $1.6 billion across 38 states, leveraging over $7.2 billion in additional capital.

Summary

ABOUT THIS OPPORTUNITY

Reporting to the Deputy Chief Credit Officer, RDF is seeking a motivated and detail-oriented Credit Analyst to support its lending team in evaluating the financial health and creditworthiness of potential borrowers. This is an exciting opportunity for a recent graduate in the finance/economics/accounting field who is passionate about  community development.

Responsibilities

In this role, the successful candidate will be expected to:

• Spread and analyze financial statements in support of underwriting, portfolio monitoring, and credit review functions. Manage multiple priorities and deadlines effectively, ensuring timely completion of tasks in a fast-paced environment.
• Work independently and as part of a cross-functional team to support credit operations and deliver high-quality work.
• Apply critical thinking and problem-solving skills to assess financial data, identify trends, and propose practical solutions.
• Utilize Microsoft Office and remote collaboration tools to communicate, analyze, and report efficiently in a hybrid or remote setting.
• Consistently demonstrate professionalism and integrity, in alignment with RDF’s core values and organizational culture.
• Contribute to the refinement of RDF’s credit policies and procedures.

Requirements

Qualifications

• Bachelor’s degree in finance, economics, accounting, business, or a related field preferred; equivalent experience may be considered in lieu of a degree.
• Possess a solid understanding of core financial and accounting principles.
• Demonstrated ability to prioritize competing tasks to effectively manage workload.
• Effective interpersonal skills with the capability to thrive in both independent and collaborative settings.
• Commitment to delivering exceptional, value-added, and solutions-oriented service to both internal and external clients.
• Strong critical thinking and problem-solving skills.
• High proficiency in Microsoft Office and remote collaboration platforms, essential for success in a hybrid or fully remote work environment.

Compensation and Benefits

Why Join RDF?

• Be part of a nationally recognized CDFI creating tangible impact in underserved communities.
• Work with a collaborative, values-driven team. Opportunities for growth, learning, and leadership development in a dynamic nonprofit finance environment.
• Benefits include- Health, Dental, Vision, Life & AD&D, Sick and PTO (paid time off), 401(k) and employer funded HSA (health savings account).

 Job Type: Full-time

Work location: Phoenix /hybrid or fully remote available.

How to Apply

To apply, please send your resume and a cover letter detailing your interest in RDF’s mission and your qualifications for the role to [email protected]

For more information about RDF, visit www.razafund.org.