Commercial Loan Processing Specialist – Certified Mortgage Professional

Background

Direct Private Capital Group, Inc. is a leading commercial private lending company specializing in non-owner occupied property financing. We provide our team with a robust pipeline of deals—including DSCR loans, refinance rate and term, cash-out refinance, rehab, construction, and ground-up construction loans—and support them from application through closing and funding.

At Direct Private Capital Group, Inc., we don’t just lend—we deliver results. We are more than a lender; we are your long-term financial ally, committed to helping you succeed in every project, every time.

Summary

We are seeking full-time Commercial Loan Processing Specialists with certifications as Mortgage Underwriters, Residential Underwriters, Loan Processors, or Mortgage Processors. In this role, you will manage the complete loan process from initial documentation and underwriting through escrow coordination and funding, ensuring compliance with regulatory standards and timely closings.

Responsibilities

• Loan Processing:
  • Manage the full loan processing cycle for various commercial loan products.
  • Collect and verify borrower documents (credit reports, financials, property details, etc.).
  • Prequalify applications and ensure documentation meets underwriting guidelines. 
• Underwriting & Risk Assessment:
  • Work with underwriters to assess risk, calculate LTV and DSCR, and structure loan terms.
  • Review and verify compliance with federal and state lending regulations. 
• Escrow & Closing Coordination:
  • Coordinate with title companies, escrow agents, and lenders to ensure a smooth closing process.
  • Prepare and review final closing documents and ensure all funds are properly disbursed. 

Communication & Reporting:

• Maintain professional and timely communication with borrowers, brokers, and internal teams.

• • Update CRM systems and provide end-of-day reporting on loan statuses.Compliance:
    • Adhere to all company policies and industry regulations including TILA, Dodd-Frank, and AML guidelines.
    • Ensure the confidentiality and security of all borrower information.
      

Requirements

 

• Certified Mortgage Underwriter, Certified Residential Underwriter, Certified Loan Processor, or Certified Mortgage Processor.
• Proven experience in commercial loan processing or underwriting, specifically with DSCR, refinance, rehab, construction, and ground-up construction loans.
• Strong attention to detail and excellent organizational skills.
• Effective communication and interpersonal skills.
• Ability to work efficiently in a fast-paced, deadline-driven environment.

Compensation and Benefits

Work Schedule:

• Work from home.
  
• Full-time position.
• Monday to Friday, 8:30 AM to 4:30 PM.
• No weekend work.

Why Join Us?

• Work with a dynamic team and a steady pipeline of high-quality commercial loan deals.
• Enjoy a structured, professional environment with clear policies and expectations.
• Benefit from ongoing training and career growth opportunities in a thriving sector of the finance industry.

If you’re a certified professional looking to excel in commercial loan processing and be part of a forward-thinking private lending firm, we’d love to hear from you.

How to Apply

Please submit your resume and a cover letter detailing your relevant experience and certifications to [email protected].