Chief Lending Officer
Company: Momentus Capital
Job Function: Lending/Loan Operations
Background
The Momentus Capital branded family of organizations—which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member)— are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve. We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions. Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents— and our country— thrive.
Summary
The Chief Lending Officer (CLO) serves as the enterprise leader responsible for the strategy, performance, and governance of Momentus Capital’s lending platform. Reporting to the President and CEO, the CLO holds full accountability for loan production, portfolio performance, product innovation, and credit quality across a multi-line lending business. This executive operates at the intersection of growth, risk, and impact, ensuring the organization scales lending activity while maintaining disciplined underwriting, portfolio integrity, and regulatory compliance. The CLO is a member of the Executive Management Team and serves as a key liaison to the Board, regularly presenting on portfolio performance, risk posture, and capital deployment strategy. The role requires an operator who can translate strategy into execution across a complex lending ecosystem while strengthening market positioning, capital deployment efficiency, and long-term portfolio health. This role is central to the organization’s continued evolution from a traditional CDFI model to a fully integrated, mission-driven financial services platform, requiring both operational discipline and strategic adaptability
Responsibilities
Enterprise Lending Strategy & Growth
• Define and execute a unified lending strategy aligned with enterprise growth, impact, and profitability objectives
• Drive disciplined loan production across community development, small business, and commercial real estate platforms
• Align lending strategy with enterprise capital deployment priorities and evolving market opportunities
Financial Stewardship & Portfolio Performance
• Own portfolio performance, including growth, yield, credit quality, and risk-adjusted returns
• Make and execute business trade-offs across loan production, portfolio management, and resource allocation in response to market conditions, portfolio performance, and enterprise priorities
• Actively manage portfolio composition and production levels in response to asset quality, market conditions, and performance objectives
• Establish and manage KPIs, forecasts, and operating plans aligned to financial performance and accountability
Product Innovation & Capital Deployment
• Lead the development and refinement of lending products aligned with institutional capital, secondary market execution, and enterprise strategy
• Identify and activate new lending opportunities that expand market reach and support scalable capital deployment
• Ensure lending activity is fully integrated with adjacent business lines, enabling the effective flow of assets into capital markets and investment platforms
Essential Duties & Responsibilities
Risk Management & Regulatory Oversight
• Maintain disciplined underwriting and credit standards across the lending lifecycle in partnership with Risk leadership
• Ensure compliance with regulatory requirements, audits, and examination processes
• Proactively monitor and manage portfolio exposure, performance trends, and emerging risks
Governance & Board Engagement
• Serve as a key liaison to the Board Finance and Risk
Committees
• Deliver clear, data-driven reporting on portfolio performance, credit quality, and lending strategy
• Inform Board-level decisions related to risk appetite, capital allocation, and portfolio direction
Organizational Leadership & Execution
• Lead and scale multi-layered lending teams across origination, portfolio management, and related functions
• Establish performance expectations, operating cadence, and accountability across leadership levels
• Assess, develop, and strengthen leadership bench to support execution and future growth
• Drive execution against strategic priorities, ensuring the platform is operationally prepared for scale
• Drive a high-performance culture with clear accountability standards, operating effectively in an environment that emphasizes results, transparency, and continuous improvement
Requirements
Enterprise Lending Leadership & P&L Ownership: Enterprise leadership of a multi-product lending platform, with full accountability for loan production, portfolio performance, and credit outcomes, and overall business line results, including demonstrated P&L ownership and the ability to operate lending as an integrated, performance-driven business.
Organizational Leadership & Team Scale: Proven operator with the ability to lead and scale multi-layered lending teams across origination, portfolio management, and related functions, including demonstrated success managing through leaders, building bench strength, and driving accountability across a complex organizational structure.
Portfolio Performance & Credit Discipline: Demonstrated ability to drive portfolio growth while preserving asset quality, credit discipline, and performance across economic cycles, including the judgment to recalibrate production, portfolio strategy, and resource allocation in response to market conditions.
Enterprise Execution & Cross-Functional Integration: Proven experience leading through scale and complexity, including driving cross-functional alignment and performance across a growing or evolving organization, with the ability to operate effectively within a working executive management team.
Lending Expertise Across Markets & Asset Classes: Deep expertise in commercial lending, structured credit, or community development finance, with the ability to operate across asset classes and execute within both mission-driven and market-oriented environments.
Capital Markets & Product Strategy Orientation: Strong capital markets and product orientation, including the ability to align lending activity with a broader capital strategy, identify the market dislocations, and inform the development or evolution of lending products that support institutional capital deployment.
Regulatory & Compliance Leadership: Experience operating in regulated financial environments, with direct accountability for audit, examination, compliance, and regulatory outcomes, including SBA and similar requirements.
Executive Leadership & Stakeholder Influence: Executive leadership presence with the ability to advise and influence the CEO, Board, and senior stakeholders drive enterprise-level decision-making, and lead with judgment, humility, accountability, and resilience in a high-performance environment.
Compensation and Benefits
Momentus Capital CLO salary is $273,000 – $350,000
Total Rewards & Benefits:
• Retirement & Wealth Accumulation
• 401(k) with up to 12% employer contribution (match + discretionary)
• Supplemental 457(b) deferred compensation plan for additional tax-advantaged savings
• Comprehensive Health Coverage
• Medical, dental, and vision plans with 100% in-network preventive care
• HSA and FSA options with employer contributions
• Income Protection
• Employer-paid life insurance (up to 3x salary)
• Fully funded short- and long-term disability coverage
• Wellbeing & Support
• Employee Assistance Program with 24/7 access
• Mental health, telehealth, and wellness resources
• Professional Development
• Tuition reimbursement up to $5,250 annually
• Additional Benefits
• Monthly stipend to support work-related expenses
• Voluntary supplemental insurance options
• Time Off & Flexibility
• Competitive vacation, sick, and personal leave
• Paid holidays, including year-end closure
• Summer hours with early Friday departures
How to Apply
Email Melania Deevers – [email protected]