Saint Paul, MN
Contact: Emily Stewart
Phone: 612.767.2105
2610 University Avenue W, Suite 150
Saint Paul, MN 55114
Website: northcountryfoundation.org
Contact Person: Emily Stewart, Finance and Lending Officer
Contact Phone: 612.767.2132
Areas Served: IA, MN, WI
Org Type: Loan Fund
Lending Type: Housing to Organizations
The Community Loan Fund (CLF) supports resident-owned manufactured home cooperatives (ROCs) in Minnesota and Wisconsin. By addressing historic disinvestment, CLF provides innovative financing tools and services co-designed with residents to preserve affordability, foster democratic governance, and ensure housing stability for low-income, low-wealth, and underserved communities.
Rutland, VT
Phone: 802.438.2303
Area Served: VT
Org Type: Loan Fund
Lending Type: Housing to Individuals
NeighborWorks of Western Vermont (NWWVT) is a community development financial institution (CDFI) whose mission is to strengthen the development of a regional economy by promoting safe, efficient, stable housing and community projects through education, technical assistance, and financial services. NWWVT is committed to serving a tri-county area equal to 23 percent of the state’s population located in rural western Vermont. NWWVT assists underserved low-income Vermonters with financial products that contribute to sustainable homeownership and energy efficiency.
CDFI OFN Member Since: 2013
New York City, NY
Contact: Deborah General Mailbox
Phone: 212.986.2966
55 Broadway, 10th Floor
New York City, NY 10006
Website: csh.org
Contact Person: Deborah General Mailbox, General Mailbox
Contact Phone: 212.986.6552
Areas Served: AZ, CA, CO, CT, FL, GA, IL, IN, MD, MA, MI, MN, NJ, NY, OH, OR, PA, TX, WA
Org Type: Loan Fund
Lending Type: Housing to Organizations
The Corporation for Supportive Housing (CSH) is a national CDFI that helps communities create permanent housing with services to prevent and end homelessness. We fulfill our mission by providing technical assistance, training, grants, and loans to project sponsors, service providers, affordable housing developers, and government partners, and by advocating for a more favorable policy environment for supportive housing creation and operation. Lending is integral in our approach to fostering supportive housing creation at scale.
CDFI OFN Member Since: 2009
Kapolei, HI
Contact: Kahlia Crummer
Phone: 808.596.8155
91-1270 Kinoiki Street, Building 1
Kapolei, HI 96707
Area Served: HI
Org Type: Loan Fund
Lending Type: Business
The Council for Native Hawaiian Advancement (CNHA) is a member-based non-profit organization that helps Hawaiians connect to culture and resources and develop the skills needed to thrive. CNHA mission is to enhance the cultural, economic, political, and community development of Native Hawaiians. CNHA is a national network of Native Hawaiian organizations and a strong voice on public policy. CNHA operates a loan fund, delivers capacity building services, fosters leadership development and has convened the Annual Native Hawaiian Convention for 18 consecutive years
Portland, OR
Contact: Carl Seip
Phone: 360.642.4265
1336 NW Flanders St. PMB 229
Portland, OR 97209
Website: craft3.org
Contact Person: Carl Seip, Director of Marketing and External Affairs
Contact Phone: (888) 231-2170
Areas Served: OR, WA
Org Type: Loan Fund
Lending Type: Business
Craft3 is a regionally-focused nonprofit community development financial institution (CDFI). It specializes in loans that strengthen the resilience of Oregon and Washington businesses, families, and the environment. Those investments include business startup, operation, or expansion and mission-aligned nonprofit and conservation projects. Craft3 also offers loans to homeowners to repair/replace failing septic systems or upgrade the energy-efficiency of their home. Loans are accessible, responsible, and span a diverse set of industries and sectors, including community facilities, food and agriculture, clean energy, and general business. Founded in 1994 in rural Pacific County, Washington, Craft3 now has offices in Port Angeles, Seattle, Spokane, and Walla Walla, Washington, and Astoria, Bend, Klamath Falls, and Portland, Oregon.
CDFI OFN Member Since: 2003
Jackson, MS
Contact: John Harrison York
Phone: 601.291.8287
3100 Old Canton Road, Suite 200
Jackson, MS 39216
Website: culleywoodcapital.com
Contact Person: John Harrison York
Area Served: AR, LA, MS, TN
Org Type: Loan Fund
Lending Type: Housing to Organizations
Culleywood Capital is a loan fund that supports access to capital, job creation and community development activities for underserved people and businesses in the Southeast, with a focus on affordable housing, small business debt and equity, and other social impact endeavors.
Renner, SD
Contact: Joe Bartmann
Phone: 605.978.2804
25795 475th Avenue, Suite 1
Renner, SD 57055
Areas Served: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Org Type: Loan Fund
Lending Type: Intermediary
The mission of Dakota Resources is to connect capital and capacity to empower rural communities. Our programs include Community Development Loans, Community Coaching, Learning Network, New Markets Tax Credit, and RuralX.
Our Community Development Loan program focusses on lending to economic and housing development organizations and CDFIs serving rural and Native communities. Our program provides flexible, unsecured capital with interest-only payments for up to ten years.
Other CDFIs can also get involved in our Learning Network program by accessing Thriverr, our network of rural development leaders, and Community Coaching, our strategy consulting services.
CDFI OFN Member Since: 2001
Detroit, MI
Contact: Ray Waters
Phone: 313.784.9547
3031 West Grand Boulevard, Suite 505
Detroit, MI 48202
Website: detroitdevelopmentfund.com
Contact Person: Ray Waters, President
Contact Phone: 313.784.9547
Area Served: MI
Org Type: Loan Fund
Lending Type: Business
Detroit Development Fund is a nonprofit (501(c)(3) organization and a certified community development financial institution (CDFI), incorporated in the state of Michigan. Detroit Development Fund was created in 1998 with an initial mission of helping revitalize an economically distressed target area in Detroit’s far East side neighborhoods. It now operates throughout the City of Detroit. Detroit Development Fund provides loans and technical assistance to small business owners, developers, building owners, contractors, and subcontractors who cannot get all of the capital they need from traditional financing sources.
CDFI OFN Member Since: 2013
Dorchester, MA
Phone: 617.533.9568
Area Served: MA
Org Type: Loan Fund
Lending Type: Business
Dorchester Bay Neighborhood Loan Fund (DBNLF) is a non-profit subsidiary of Dorchester Bay Economic Development Corporation. We lend to small businesses for the purpose of starting, stabilizing and expanding/growing their business. We are a CDFI and SBA lender.
Albuquerque, NM
Contact: Marisa Barrera
Phone: 800.508.7624
2000 Zearing Avenue Northwest
Albuquerque, NM 87104
Website: dreamspring.org
Contact Person: Marisa Barrera, Chief Strategy Officer and Executive Vice President
Contact Phone: 800.508.7624
Areas Served: AL, AZ, AR, CA, CO, FL, GA, IL, IA, KS, MI, MS, MO, NE, NV, NM, NY, NC, OH, OK, PA, SC, TN, TX, UT, WA, WY
Org Type: Loan Fund
Lending Type: Microenterprise
DreamSpring is a nonprofit community lender dedicated to eliminating systemic wealth inequities and accelerating the economic inclusion and strength of underserved communities. Founded in 1994, the organization, which operates in 19 states, provides rapid access to capital and customized wrap-around support to the most vulnerable small business owners, focusing on communities including people of color, women, low- to moderate-income earners, people with disabilities, and start-ups. To date, DreamSpring has issued more than 42,000 loans totaling over $465 million to small businesses that support an estimated 72,000 jobs.
CDFI OFN Member Since: 2005
Columbus, OH
Contact: Inna Kinney
Phone: 614.559.0115
1655 Old Leonard Avenue
Columbus, OH 43219
Area Served: OH
Org Type: Loan Fund
Lending Type: Microenterprise
Established in 2004 and certified as a CDFI in January 2005, ECDI is the only microlender for the City of Columbus and Franklin County government and the sole CDFI microlender and SBA microloan intermediary in central Ohio. To meet its mission, ECDI offers microenterprise training, microloans, and other asset-building programs, all of which provide clients with financial assistance as well as the knowledge to maintain self-sufficiency well after the loan term. ECDI continues to grow dramatically and set an aggressive strategic agenda to expand services, introduce new financial products and services, and reach out to additional vulnerable populations.
CDFI OFN Member Since: 2007
Omaha, NE
Contact: DANIEL PADILLA
Phone: 402-557-5965
4706 S 24th St
Omaha, NE 68107
Website: lendinglinkomaha.org
Contact Person: DANIEL PADILLA, EXECUTIVE DIRECTOR
Contact Phone: 4025575965
Areas Served: IA, NE
Org Type: Loan Fund
Lending Type: Consumer
Economic Empowerment Center, dba Lending Link, provides small dollar loans ($500 – $5,000) to consumers and we are just beginning to offer larger
loans ($20,000 – $40,000) to microbusinesses using a grant from the State of Nebraska. We also provide other services such as income tax preparation,
translation, notarization, etc.
Education and coaching to promote long-term financial stability
Access to low-cost capital to increase financial self-sufficiency and security
The prevalence of payday and car title lenders in our community have a significant impact on the finances of low- and middle-income households � and create a critical need for responsive financial education programs and affordable, alternative loans. Evidence of the need lies in the numbers: 22 percent of Nebraskans report borrowing money from a non-bank in the past five years, and 56 percent say they spend about as much or more money than they earn.
Problems at both the individual and systems levels are causing dif
Sacramento, CA
Contact: EJF Team
Phone: (916) 758-4020
2014 Capitol Ave Ste 100
Sacramento, CA 95811
Area Served: CA
Org Type: Loan Fund
Lending Type: Microenterprise
The Economic Justice Fund is a mission-driven, nonprofit financial institution dedicated to providing fair, affordable financing and free credit building services to empower borrowers to realize their dreams. Our loans have low fixed rates, no application fees, no origination fees, no servicing fees, and no
prepayment fees. We also offer flexible terms and flexible underwriting to meet the needs of a wide range of borrowers.
Philadelphia, PA
Contact: Lynne Cutler
Phone: 215.564.5500
2010 Chestnut Street
Philadelphia, PA 19103
Area Served: PA
Org Type: Loan Fund
Lending Type: Microenterprise
The mission of the Women’s Opportunities Resource Center (WORC) is to promote social and economic self-sufficiency primarily for economically disadvantaged women and their families. WORC provides training, individual business assistance, incentive savings program, job placement, and access to business and financial resources. WORC empowers its constituents through various self-help strategies including savings, a self-employment network, and access to its local and national affiliations. Additionally, WORC encourages community awareness and responsiveness concerning issues impacting economic equity and independence.
CDFI OFN Member Since: 2004
Indianapolis, IN
Contact: Demetrius Warren
Phone: 317-924-8116
1704 Bellefontaine St
Indianapolis, IN 46202
Website: myedgefund.org
Contact Person: Demetrius Warren, Director of Edge Fund
Contact Phone: 317.924.8152 ext. 110
Area Served: IN
Org Type: Loan Fund
Lending Type: Housing to Individuals
Edge Fund is a certified CDFI that is focused on offering flexible financial products that will create diverse and inclusive affordable housing opportunities across the housing spectrum. Edge Fund is determined to work toward closing the racial homeownership gap within the state of Indiana by developing equitable financing solutions and providing homeownership education to both equip and empower people that have experienced the systemic barriers to owning a home. Edge Fund is 1 of 4 initiatives of the non-profit, Intend Indiana, a community development organization that looks to create and preserve affordable housing, support neighborhood revitalization efforts and foster small business development. These tasks are met through Edge Fund, LLC (single/multifamily lending), Build Fund, LLC (certified CDFI in small business lending), Affordable Home Matters (real estate development) and Renew Landbank (landbanking technical assistance). We are based in Indianapolis, but are finding opportunities to support other communities throughout the state
Watsonville, CA
Contact: Karla Ballesteros
Phone: 831-722-1224
23 E Beach ST. #209
Watsonville, CA 95076
Website: elpajarocdc.org
Contact Person: Karla Ballesteros, Executive Assistant
Contact Phone: 831-722-1224
Area Served: CA
Org Type: Loan Fund
Lending Type: Business
Our mission is to promote equal access to economic opportunity. Our vision is to transform people�s lives through entrepreneurship. El Pjaro CDC accomplishes its mission through various strategies. Since its inception, El Pjaro CDC has focused on developing small businesses. We have successfully assisted hundreds of small businesses with technical assistance, loan application and packaging, business plans, marketing, management, and business technology applications.
El Paso, TX
Contact: Teresa Craig
Phone: 915-465-1191
3607 Rivera Avenue
El Paso, TX 79905
Website: pvida.netel-paso-collaborative
Contact Person: Teresa Craig, Loan Specialist/Compliance Officer
Area Served: TX
Org Type: Loan Fund
Lending Type: Community Services
El Paso Collaborative, an affiliate of Project VIDA, is a certified Community Development Financial Institution (CDFI) who can offer small business loans to help cover operational expenses.
Elizabeth, NJ
Contact: Edgar Lopez
Phone: 908.289.0262
205 1st Street, Suite 114
Elizabeth, NJ 07206
Website: edcnj.org
Contact Person: Edgar Lopez, Director of Neighborhood Revitalization
Contact Phone: 908-289-0262
Area Served: NJ
Org Type: Loan Fund
Lending Type: Business
EDC was founded in 1977 as the economic development agency for the City of Elizabeth. We have expanded our service area to include most northern NJ counties. EDC operates a wide array of programs aimed at spurring economic development in the communities we serve.
Columbia, MD
Phone: 410.772.2461
70 Corporate Center, 11000 Broken Land Parkway, Suite 700
Columbia, MD 21044
Areas Served: AL, AR, CA, CO, DE, GA, IL, LA, MD, MI, MN, MS, MO, NJ, NY, NC, OH, PA, SD, TX, UT, WA, WI
Org Type: Loan Fund
Lending Type: Housing to Organizations
*NOT A PPP LENDER*
The mission of Enterprise Community Loan Fund is to create opportunity for low- and moderate-income people through affordable housing in diverse, thriving communities. As a proven and powerful national nonprofit, Enterprise brings together nationwide know-how, partners, policy leadership, and investment to multiply the impact of local affordable housing development. We deliver the capital, develop the programs, and advocate for the policies needed to create and preserve well-designed homes that people can afford in inclusive and connected communities.
CDFI OFN Member Since: 2002
Erie, PA
Contact: Karen Clark
Phone: 814.440.1155
Area Served: PA
Org Type: Loan Fund
Lending Type: Business
The Enterprise Fund of Erie County, Inc. became a certified CDFI in 2011 and was established in 1986 as a 501(c)(3) nonprofit with a mission to “create jobs for low/moderate-income individuals.” The organization’s revolving loan fund provides loans to profit, nonprofit, and startup businesses ranging from $10,000 to $450,000.
CDFI OFN Member Since: 2013
Wimauma, FL
Phone: 813.699.5811
Area Served: FL
Org Type: Loan Fund
Lending Type: Microenterprise
ELI is a women’s empowerment organization serving the Tampa Bay region offering workforce preparation for employment or entrepreneurship,
mentoring, personal development, and strong support networks. We turn community challenges into economic opportunities for women by reducing
barriers, unlocking access to jobs or to the market, and building community assets.
Dallas, TX
Phone: 214-432-3070
Area Served: TX
Org Type: Loan Fund
Lending Type: Business
Entre Capital, LLC is the commercial finance subsidiary of Prison Entrepreneurship Program (PEP), a Texas non-profit 501 ( c )(3) organization. Our vision is to serve, as a community development financial institution, by providing credit facilities and loan servicing to PEP alumni and other re-entry businesses. Our distinctive competency is de-risking small business lending activities for partner banks and social impact investors. Our mission is restoring lives by transforming credit Credit programs are historically based on how many times a borrower falls down ? late payments, repossessions, liens, judgments, bankruptcies, felony convictions. Our heart is to calibrate how many times they get back up, but that only measures half the story. Keeping up is the real challenge. And that requires transformation.
Duluth, MN
Contact: Shawn W
Phone: 218.623.5726
202 West Superior Street, Suite 311
Duluth, MN 55802
Areas Served: MN, WI
Org Type: Loan Fund
Lending Type: Business
The Entrepreneur Fund is a community development financial institution (CDFI) that provides loans and guidance to startup and existing small businesses in northeastern Minnesota and northwestern Wisconsin. Believing that small and micro-businesses are crucial elements of community-based economic growth, the Entrepreneur Fund works to foster entrepreneurial spirit and self-employment opportunities.
CDFI OFN Member Since: 1995
Philadelphia, PA
Contact: Leslie Benoliel
Phone: 215.545.3100
400 Market Street, Suite 210
Philadelphia, PA 19106
Website: myentrepreneurworks.org
Contact Person: Leslie Benoliel, President & CEO
Contact Phone: 215.545.3100
Areas Served: NJ, PA
Org Type: Loan Fund
Lending Type: Microenterprise
Entrepreneur Works (EWF) creates pathways of opportunity for talented yet underserved entrepreneurs. Across the Philadelphia region our clients start and grow small businesses, create jobs for themselves and their neighbors, and strengthen the local economy. As a nonprofit organization offering access to small business loans, training, and one-on-one counseling, Entrepreneur Works empowers small business owners from all walks of life to prosper and build sustainable communities.
CDFI OFN Member Since: 2002
New York, NY
Phone: 202.607.3083
Areas Served: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Org Type: Loan Fund
Lending Type: Community Services
EFF believes that all children should have access to high-quality education. Our unique leveraged philanthropy model allows us to provide low-cost
capital to high-performing, high-impact charter schools for facility projects, thereby freeing up resources that can be prioritized in classrooms for
students.