New York, NY
Phone: 202.607.3083
Areas Served: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Org Type: Loan Fund
Lending Type: Community Services
EFF believes that all children should have access to high-quality education. Our unique leveraged philanthropy model allows us to provide low-cost
capital to high-performing, high-impact charter schools for facility projects, thereby freeing up resources that can be prioritized in classrooms for
students.
Seattle, WA
Contact: Evergreen Team
Phone: 206.622.3731
13925 Interurban Avenue South, Suite 100
Seattle, WA 98168
Area Served: WA, OR, ID, AK
Org Type: Loan Fund
Lending Type: Microenterprise
The Evergreen team has a reputation for providing the best service of any CDC in the Northwest. We�re committed to constant improvement. Please let us know if we�re not meeting your expectations so that we can serve you better. We look forward to hearing from you.
Saint Paul, MN
Contact: Exodus Lending Team
Phone: 6514472250
2550 University Ave W, Suite 200N
Saint Paul, MN 55114-1052
Website: exoduslending.org
Contact Person: Exodus Lending Team, General inbox
Area Served: MN
Org Type: Loan Fund
Lending Type: Consumer
Exodus Lending stabilizes and empowers communities, eliminates barriers to wealth-building opportunities, and improves access to capital for
economically excluded Minnesotans and their families. First and foremost, we provide direct monetary relief to Minnesotans experiencing financial stress
or trauma through one of two 0% interest consumer small-dollar lending initiatives: our predatory debt Refinancing Loan, which pays of up to $1,500 of
high-interest loans; or our �anti-payday� Resiliency Loan, which provides up to $1,200 for essential expenses as opposed to a high-cost alternative.
Alongside our non-partisan campaign and coalition, Minnesotans for Fair Lending (MFL) organizes local community members to reclaim and leverage
their power to create lasting change.
Berea, KY
Contact: Jim King
Phone: 859.986.2321
319 Oak Street
Berea, KY 40403
Areas Served: AL, FL, IN, KY, MD, MI, MS, OH, TN, VA, WA
Org Type: Loan Fund
Lending Type: Housing to Individuals
Fahe is on a mission to eliminate persistent poverty in Appalachia. Our unique collaborative model connects a Network of local, regional, and national leaders, all working together to uplift our nation’s rural places. Working with our network of 50+ nonprofits across the Appalachian portion of Kentucky, Tennessee, West Virginia, Virginia, Alabama, and Maryland, we use our expertise in finance, collaboration, innovation, advocacy, and communication to achieve a more prosperous Appalachian region. With a focus on leadership, housing, education, health and social services, and economic opportunity, Fahe empowers the people and communities of Appalachia with the resources, opportunities, and tools needed to build a better life.
CDFI OFN Member Since: 1986
San Francisco, CA
Contact: FTH Team
Phone: 888-772-9634
100 Montgomery St The Presidio
San Francisco, CA 94129
Areas Served: CA, HI
Org Type: Loan Fund
Lending Type: Microenterprise
Feed The Hunger Fund provides entrepreneurs with access to capital, technical assistance and networks that help to increase their income and build their assets. Focusing primarily on food enterprises owned by low-income, BIPOC, women and immigrants, Feed The Hunger Fund exists to create healthy, equitable and sustainable food systems that nourish us all.
Columbus, OH
Contact: Diana Turoff
Phone: 614.221.1114
366 East Broad Street, Suite 101
Columbus, OH 43215
Area Served: IN, OH
Org Type: Loan Fund
Lending Type: Community Services
Established as a lending affiliate of Finance Fund in 2002 and certified as a community development financial institution (CDFI) in 2009, Finance Fund Capital Corporation provides access to capital to promote development in low-income communities. To maximize impact, we maintain a flexible loan portfolio that focuses on housing, small business, and community facility loans. Lending in these areas helps to empower community businesses, increase stability and capacity, provide credit in tight credit markets, and encourage greater community impacts.
CDFI OFN Member Since: 2009
Lancaster, PA
Contact: Jim Buerger
Phone: 717.393.2351
51 South Duke Street, Suite 400
Lancaster, PA 17602
Website: finanta.org
Contact Person: Jim Buerger, SVP, Commercial Real Estate Lender
Contact Phone: 717.393.2351
Area Served: PA
Org Type: Loan Fund
Lending Type: Business
Founded in 1992, Community First Fund is a private, independent nonprofit community development financial institution (CDFI) based in Pennsylvania whose mission is to provide capital in places where it is not usually available. We seek to create positive change in a community by providing entrepreneurs with access to business development loans for projects that generate jobs, create affordable housing, and help to revitalize communities.
Our credit union was created in response to the need for specialized financial services to support un(der)banked individuals and families. Our focus is on
helping those unable to access mainstream bank services to achieve financial wellbeing.
CDFI OFN Member Since: 1994
Lancaster, PA
Phone: 833.888.0978
Area Served: PA
Org Type: Credit Union
Lending Type: Consumer
Our credit union was created in response to the need for specialized financial services to support un(der)banked individuals and families. Our focus is on helping those unable to access mainstream bank services to achieve financial wellbeing.
Hales Corners, WI
Contact: Jeff Bowman
Phone: 414.604.2044
10710 West Scharles Avenue
Hales Corners, WI 53130
Website: aiccw-facc.org
Contact Person: Jeff Bowman, President
Area Served: WI
Org Type: Loan Fund
Lending Type: Business
The American Indian Chamber of Commerce (AICCW) exists to promote economic development in Wisconsin Indian Country through directed service delivery to American Indian entrepreneurs. Since our inception in 1991, we have remained committed to providing statewide advocacy, networking, one-to-one business management counseling, and access to financial products and services to Wisconsin-based American Indian business people.
CDFI OFN Member Since: 2011
Minneapolis, MN
Contact: Gerald Cutts
Phone: 612.338.3023
212 Third Avenue North, Suite 310
Minneapolis, MN 55401
Areas Served: IA, MI, MN, MO, ND, SD, WA
Org Type: Loan Fund
Lending Type: Community Services
First Children�s Finance helps children, families, and communities thrive by increasing the availability, affordability and quality of early care and education. We accomplish this by providing financial and business-development assistance to high-quality child care businesses serving low- and moderate-income families, and building partnerships that connect these vital businesses with the resources of the public and private sectors.
CDFI OFN Member Since: 2001
Riverside, CA
Contact: First Community Team
Phone: 951 631-9820
2060 Chicago Ave, Suite A11
Riverside, CA 92507
Area Served: CA
Org Type: Loan Fund
Lending Type: Microenterprise
First Community Capital helps low- and moderate-income entrepreneurs who lack sufficient training and education to gain access to capital and thereby
delivering long-term economic small businesses recovery and resiliency. We often lend to borrowers that may not meet mainstream institutions’
underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.
Black River Falls, WI
Contact: Stephanie Clark
Phone: (715) 284-2470
206 S. Roosevelt Rd. Suite 123
Black River Falls, WI 54615--880
Website: firstnationsfinancial.org
Contact Person: Stephanie Clark, Office Manager/Collections Officer
Contact Phone: 715-284-2470
Area Served: WI
Org Type: Loan Fund
Lending Type: Consumer
FNCF provides an array of services to Ho-Chunk Nation tribal members. We provide one-on-one financial counseling on an as needed and by appointment basis. We also provide developmental assistance to tie into each of our lending products to include credit report review, household budgeting, and fundamentals of purchasing a vehicle, starting a business or buying a home.
FNCF has also offered the annual youth financial literacy event The Financial Frenzy since 2010. We have reached over 800 Ho-Chunk youth, assisting them to make informed financial decisions upon receiving their trust funds. Other events include Pathways Home classes to begin the foundation of success for home ownership.
Austin, TX
Phone: 512-661-9964
Area Served: TX
Org Type: Loan Fund
Lending Type: Business
Five Points provides capital and services that benefit low-income people and communities nationwide. The financial products include purchasing loans from CDFIs, financing that supports affordable housing and providing NMTC enhanced financing. Five Points also provides financial counseling and other services that compliment the financial product offerings. Five Points is seeking certification as a CDFI from the Treasury and has an application pending. If certified as requested, Five Points will have a national service area relative to its efforts to build capacity of other CDFIs and have investment areas that covers 10 states (TX, NM, AR, MO, IL, LA, MS, AL, GA and FL)
Happy Camp, CA
Contact: Teresa Boardman
Phone: 5304932558
119 Indian Creek Road
Happy Camp, CA 96039
Areas Served: CA, OR
Org Type: Loan Fund
Lending Type: Consumer
Five Rivers Loan Fund, Inc mission is to provide support through loans that empower our underserved public.
Orlando, FL
Phone: 407.246.0846
Area Served: FL
Org Type: Loan Fund
Lending Type: Housing to Organizations
The Florida Community Loan Fund (FCLF) provides capital and expertise to make projects successful and help organizations improve lives and communities. Founded in 1994, FCLF became Florida’s first certified statewide community development financial institution (CDFI) in 1996 and a New Markets Tax Credit allocatee since 2003. Today it is a lending institution serving both nonprofit and for-profit borrowers and developers. Investors and supporters of FCLF include nearly all major financial institutions in Florida, leading foundations, religious communities and orders of faith, and federal and state government. FCLF’s success is based on commitment to excellence, accountability to its stakeholders, a clear focus on financial performance, and a strong commitment to achieving high social impact results.
CDFI OFN Member Since: 2001
San Francisco, CA
Contact: Nathanial Owen
Phone: 415.282.3334
2301 Mission Street, Suite 301
San Francisco, CA 94110
Website: medasf.orgprogramsfondo-adelante-community-loan-fund
Contact Person: Nathanial Owen, Director, Fondo Adelante
Contact Phone: 415.282.3334
Area Served: CA
Org Type: Loan Fund
Lending Type: Microenterprise
Fondo Adelante is a San Francisco-based CDFI launched by Mission Economic Development Agency (MEDA) in 2015 to serve low- and moderate-income Latino communities in the Bay Area. We provide microloans and small business loans up to $100,000, primarily to Latino-owned businesses, with an intermediary real estate financing program also preparing to launch.
CDFI OFN Member Since: 2019
Charlottesville, VA
Contact: Michael Reilly
Phone: 434.409.0053
101 Devon Road
Charlottesville, VA 22903
Area Served: PA, VA
Org Type: Loan Fund
Lending Type: Microenterprise
The mission of Foodshed Capital is to provide financial stewardship to farms and businesses promoting an equitable and regenerative local food economy. We do this through patient, flexible, low-cost financing, as well as technical assistance focused on the business side of farming. Foodshed Capital was founded in 2018 to help break down barriers to credit so commonly experienced by farmers, particularly those who have been historically marginalized by race and gender. We focus on supporting small-scale farms dedicated to using resilient, eco-friendly practices that foster soil health and biodiversity and farms producing healthy, culturally appropriate food for our local communities. Foodshed Capital was certified as a Community Development Financial Institution (CDFI) in 2020. Based in Virginia, we work with farms and food businesses in the Mid-Atlantic with a longer-term vision of supporting local food producers in other regions of the country.
Huntsville, AR
Contact: Philip Adams
Phone: 479.738.1585
P.O. Box 1138
Huntsville, AR 72740
Area Served: AR, MO, OK
Org Type: Loan Fund
Lending Type: Microenterprise
FORGE is the oldest revolving community loan fund in Arkansas. Since 1988, FORGE has been promoting community development and economic sustainability by linking investors with borrowers, urban and rural communities, consumers with producers, and low-income groups with basic affordable credit. As a nonprofit organization, FORGE provides access to affordable capital and business development services to small businesses and nonprofit organizations that are financially viable but otherwise have difficulty obtaining loan capital from banks and other conventional lenders. Headquartered in Huntsville, Arkansas, FORGE is a U.S. Small Business Administration (SBA) Intermediary Microlender and a community development financial institution (CDFI).
CDFI OFN Member Since: 2019
Madison, WI
Contact: Allen Houston
Phone: 608.257.3863
2045 Atwood Avenue, Suite 101A
Madison, WI 53704
Website: forwardci.org
Contact Person: Allen Houston, Accounting and Compliance Specialist
Contact Phone: 608.257.3863
Area Served: WI
Org Type: Loan Fund
Lending Type: Community Services
At Forward Community Investments, when it comes to reducing social, economic, and racial disparities in Wisconsin, we are a relentless investor, connector, and advisor. The impact of who and what we support is felt deeply. Some say we bank the unbankable, but we believe healthy neighborhoods with healthy food, jobs, and schools need to be banked on. Our team doesn’t walk or run away from the challenges of equity. We just don’t lean in, we step in with unstopping power. We’re a community loan fund that gets things done.
CDFI OFN Member Since: 2003
San Diego, CA
Phone: 858.264.4102
9920 Pacific Heights Boulevard, Suite #400
San Diego, CA 92121
Website: foundersfirstcapitalpartners.com
Areas Served: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TX, UT, VT, VA, WA, WV, WI, WY
Org Type: Loan Fund
Lending Type: Other
Founders First Capital Partners is creating a robust ecosystem through its proprietary platform, designed to empower underrepresented founders to become key drivers of premium wage job creation within their communities. We offer revenue-based funding, term loans, and advisory services tailored to support service-based small businesses operating outside major capital markets.
Eagle Butte, SD
Contact: Lakota Vogel
Phone: 605.964.3687
412 South Main Street
Eagle Butte, SD 57625
Area Served: SD
Org Type: Loan Fund
Lending Type: Microenterprise
Four Bands Community Fund is a Native CDFI located on the Cheyenne River Indian Reservation in North-central South Dakota. Our mission is to assist entrepreneurs with training, incubation, and financing to improve the quality of life for members and residents of the reservation. Our services include business plan training and technical assistance, financial education, IDA program, marketing outlet/social enterprise, youth entrepreneurship, and special workshops for individual and community development.
CDFI OFN Member Since: 2003
Orono, ME
Phone: 207.866.6545
Area Served: ME
Org Type: Loan Fund
Lending Type: Housing to Individuals
Four Directions Development Corporation (FDDC) is a Native governed nonprofit community development financial institution (CDFI) established in March 2001. The mission of FDDC is to improve the social and economic conditions of the tribal members of the four Maine tribes by investing in affordable housing and tribal business ventures.
CDFI OFN Member Since: 2007
Columbus, OH
Phone: 614.484.7075
Area Served: OH
Org Type: Loan Fund
Lending Type: Business
Freedom Equity Inc. (FEI) is a community development financial institution that was incorporated to be an additional resource for Black-owned small businesses in Central Ohio. Our goal is simple – improve the accessibility and affordability of capital to support our businesses.
Fresno, CA
Contact: FAHF Team
Phone: 5592228705
1444 Fulton St
Fresno, CA 93721
Area Served: CA
Org Type: Loan Fund
Lending Type: Microenterprise
Since 2004, the FAHF’s programs and services have served low-moderate-income individuals throughout the 8-county region of the San Joaquin Valley.
Over 98% of the clients served are small businesses owned by minority individuals. We have successfully helped them overcome systemic barriers to achieve economic self-sufficiency through financial and entrepreneurial skills development and educational support. FAHF provides affordable capital, incubation services, tailored free bilingual financial education workshops and one-on-one consulting to women, BIPOC, and low-income minority entrepreneurs driving local economic development.
Morehead, KY
Phone: (606) 784-2131
Area Served: KY
Org Type: Loan Fund
Lending Type: Housing to Individuals
Frontier Housing is a non-profit CDFI focusing on homeownership. We provide a wide variety of services including housing and credit advising, home construction and renovation, multi- and single-family rentals, and lending. We package loans for third parties, and maintain a fund for direct lending to homebuyers.