Charlottesville, VA
Contact: Stephen Davis
Phone: 434.227.5679
300 Preston Avenue, Suite 206
Charlottesville, VA 22902
Area Served: VA
Org Type: Loan Fund
Lending Type: Microenterprise
CIC strengthens our community and contributes to economic development by fueling the success of under-resourced entrepreneurs through education, mentoring, financing and networking.
Chicago, IL
Contact: Stacie Young
Phone: 312.258.0070
222 South Riverside Plaza, Suite 2200
Chicago, IL 60606
Area Served: IL
Org Type: Loan Fund
Lending Type: Real Estate
Community Investment Corporation (CIC) is a pooled-risk mortgage lender specializing in multifamily rehab in lower-income neighborhoods. Favorable rates, unique loan products, and prompt attention by experienced staff mean CIC can make loans that others cannot. CIC is committed to building the capabilities of the hands-on, cost-effective rehabbers/owners who are able to operate in low-income areas with little or no subsidy.
CDFI OFN Member Since: 2008
Indianapolis, IN
Contact: Phil Black
Phone: 317.960.3710
4181 East 96th Street, Suite 200
Indianapolis, IN 46240
Website: capitalizingindiana.org
Contact Person: Phil Black, Executive Director
Contact Phone: 317.960.3710
Area Served: IN
Org Type: Loan Fund
Lending Type: Microenterprise
Community Investment Fund of Indiana, Inc. (CIFI) provides development services and loans in qualified investment areas and to low-income individuals who lack access to financial products or services throughout the state. Our purpose is to generate positive change by increasing financial and social capital flows across the state. We directly finance projects, assist in leveraging additional capital, and facilitate access to program services. CIFI’s primary customers are individuals, businesses, nonprofit organizations, community service providers, and affordable housing developers.
CDFI OFN Member Since: 2017
Albany, NY
Contact: Linda MacFarlane
Phone: 518.436.8586
255 Orange Street, Suite 103
Albany, NY 12210
Website: mycommunityloanfund.org
Contact Person: Linda MacFarlane, Executive Director
Contact Phone: 518.436.8586
Area Served: NY
Org Type: Loan Fund
Lending Type: Real Estate
The Community Loan Fund of the Capital Region is a nonprofit financial institution that promotes sustainable community development efforts for economically underserved people and communities. With capital provided by socially-concerned investors, the Community Loan Fund has made loans to nonprofit organizations and microenterprises throughout New York State’s Capital Region since 1985, based on social impact, project need, and financial viability. In addition, the Community Loan Fund provides education, training, technical assistance, and many other resources to support equitable community and economic development efforts.
CDFI OFN Member Since: 1986
New York City, NY
Contact: Jaime Sharrock
Phone: 212.869.5300
220 East 42nd Street, 16th Floor
New York City, NY 10017
Website: communityp.com
Contact Person: Jaime Sharrock, SVP, Strategic Communications and Community Engagement, External Affairs
Contact Phone: (212) 869-5300
Areas Served: MD, MA, NJ, NY, OK
Org Type: Loan Fund
Lending Type: Housing to Organizations
Established in 1974, CPC is a nonprofit affordable housing and community revitalization finance company. Through our core lending business and subsidiaries, CPC provides a full suite of construction lending, permanent lending, and equity investing products.
CDFI OFN Member Since: 2016
Minneapolis, MN
Contact: Matthew Roth
Phone: 800.475.3050
801 Nicollet Mall, Suite 1700 West
Minneapolis, MN 55402
Areas Served: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Org Type: Loan Fund
Lending Type: Business
Founded in 1988, Community Reinvestment Fund, USA (CRF) is a national non-profit organization with a mission to improve lives and strengthen communities through innovative financial solutions. A leading Community Development Financial Institution (CDFI), CRF supports mission-driven organizations, increases economic mobility, and builds strong local economies through the development of solutions aimed at creating an equitable financial system. CRF has injected more than $3.6 billion to stimulate job creation and economic development and support community facilities.
CDFI OFN Member Since: 2001
Lexington, KY
Contact: Kevin Smith
Phone: 800.299.0267
1450 North Broadway
Lexington, KY 40505
Area Served: KY
Org Type: Loan Fund
Lending Type: Business
Community Ventures helps people own homes and start businesses because we believe in people’s dreams. From affordable financing to large-scale community projects, our areas of focus offer the opportunity to dramatically improve the quality of life for people across Kentucky.
CDFI OFN Member Since: 2012
San Francisco, CA
Contact: Cat Howard
Phone: 415.392.8215
870 Market Street, Suite 677
San Francisco, CA 94102
Area Served: CA
Org Type: Loan Fund
Lending Type: Real Estate
Formally The Northern California Community Loan Fund (NCCLF), Community Vision Capital and Consulting is dedicated to strengthening low-income neighborhoods and enabling disadvantaged people to build a better future. Founded in 1987, Community Vision provides financing for a wide range of nonprofit organizations, as well as technical assistance and training programs to help them improve their financial management skills and capacity to acquire space. The organization serves forty-six counties in Northern California, and over the past two decades, has created life-changing opportunities for thousands of people and communities in need.
CDFI OFN Member Since: 1989
Greenville, SC
Contact: Tammie Hoy Hawkins
Phone: 864.235.6331
100 W Antrim Dr
Greenville, SC 29607-2506
Website: communityworkscarolina.org
Contact Person: Tammie Hoy Hawkins, Chief Executive Officer
Contact Phone: 864.235.6331
Area Served: SC
Org Type: Loan Fund
Lending Type: Microenterprise
CommunityWorks is committed to creating a brighter future for financially underserved people and places in South Carolina by providing equitable financial products and services to build wealth. We have been impacting the community for more than a decade, providing resources that support small business growth, affordable housing, homeownership, and more. CommunityWorks’ products and services include small and microbusiness lending, community development lending, financial wellness coaching, down payment assistance, and our women’s business center.
CDFI OFN Member Since: 2011
Anchorage, AK
Contact: Jeff Tickle
Phone: 907.793.3058
3600 Spenard Road, Suite 100
Anchorage, AK 99503
Website: cookinletlending.com
Contact Person: Jeff Tickle, President/CEO
Contact Phone: 907.793.3058
Area Served: AK
Org Type: Loan Fund
Lending Type: Housing to Individuals
Cook Inlet Housing Authority (CIHA) believes that quality housing provides a solid foundation on which to further build overall quality of life. To serve this goal, we provide rental housing, home ownership, and home improvement opportunities, as well as neighborhood revitalization activities and community partnerships.
CDFI OFN Member Since: 2015
Camden, NJ
Contact: Harry Stone
Phone: 856.966.8181
328 Market Street
Camden, NJ 08102
Areas Served: NJ, PA
Org Type: Loan Fund
Lending Type: Microenterprise
Cooperative Business Assistance Corporation (CBAC) is a community development financial institution (CDFI) dedicated to small business lending in low-income urban areas in southern New Jersey. By strengthening small businesses, CBAC creates jobs, provides necessary services to local residents, and rehabilitates vacant properties, thus stabilizing area neighborhoods.
CDFI OFN Member Since: 1998
Watertown, MA
Contact: Micha Josephy
Phone: 910.395.6008
P.O. Box 970
Watertown, MA 02471
Website: cooperativefund.org
Contact Person: Micha Josephy, Executive Director
Contact Phone: 617.910.8065
Areas Served: CT, ME, MA, NH, NY, RI, VT
Org Type: Loan Fund
Lending Type: Business
The Cooperative Fund of New England (CFNE) was founded in 1975 by co-op activists and social investors to provide financial and technical assistance to food cooperatives. Since then, the organization has expanded its focus, offering development loans and technical assistance to a wide range of co-ops and nonprofit groups that share CFNE’s vision of economic justice for all through thriving cooperative enterprise.
CDFI OFN Member Since: 1986
New York City, NY
Contact: Deborah General Mailbox
Phone: 212.986.2966
61 Broadway, Suite 2300
New York City, NY 10006
Website: csh.org
Contact Person: Deborah General Mailbox, General Mailbox
Contact Phone: 212.986.6552
Areas Served: AZ, CA, CO, CT, FL, GA, IL, IN, MD, MA, MI, MN, NJ, NY, OH, OR, PA, TX, WA
Org Type: Loan Fund
Lending Type: Housing to Organizations
The Corporation for Supportive Housing (CSH) is a national CDFI that helps communities create permanent housing with services to prevent and end homelessness. We fulfill our mission by providing technical assistance, training, grants, and loans to project sponsors, service providers, affordable housing developers, and government partners, and by advocating for a more favorable policy environment for supportive housing creation and operation. Lending is integral in our approach to fostering supportive housing creation at scale.
CDFI OFN Member Since: 2009
Kapolei, HI
Phone: 808.596.8155
91-1270 Kinoiki Street, Building 1
Kapolei, HI 96707
Website: hawaiiancouncil.org
Contact Phone: (808) 596-8155
Area Served: HI
Org Type: Loan Fund
Lending Type: Business
The Council for Native Hawaiian Advancement (CNHA) is a member-based non-profit organization that helps Hawaiians connect to culture and resources and develop the skills needed to thrive. CNHA mission is to enhance the cultural, economic, political, and community development of Native Hawaiians. CNHA is a national network of Native Hawaiian organizations and a strong voice on public policy. CNHA operates a loan fund, delivers capacity building services, fosters leadership development and has convened the Annual Native Hawaiian Convention for 18 consecutive years
Astoria, OR
Contact: Carl Seip
Phone: 360.642.4265
42 7th St, Ste 100
Astoria, OR 97103-4226
Website: craft3.org
Contact Person: Carl Seip, Director of Marketing and External Affairs
Contact Phone: (888) 231-2170
Areas Served: OR, WA
Org Type: Loan Fund
Lending Type: Business
Craft3 is a regionally-focused nonprofit community development financial institution (CDFI). It specializes in loans that strengthen the resilience of Oregon and Washington businesses, families, and the environment. Those investments include business startup, operation, or expansion and mission-aligned nonprofit and conservation projects. Craft3 also offers loans to homeowners to repair/replace failing septic systems or upgrade the energy-efficiency of their home. Loans are accessible, responsible, and span a diverse set of industries and sectors, including community facilities, food and agriculture, clean energy, and general business. Founded in 1994 in rural Pacific County, Washington, Craft3 now has offices in Port Angeles, Seattle, Spokane, and Walla Walla, Washington, and Astoria, Bend, Klamath Falls, and Portland, Oregon.
CDFI OFN Member Since: 2003
Jackson, MS
Contact: John Harrison York
Phone: 601.291.8287
100 Old Canton Road, Suite 200
Jackson, MS 39216
Website: culleywoodcapital.com
Contact Person: John Harrison York
Areas Served: AR, LA, MS, TN
Org Type: Loan Fund
Lending Type: Housing to Organizations
Culleywood Capital is a loan fund that supports access to capital, job creation and community development activities for underserved people and businesses in the Southeast, with a focus on affordable housing, small business debt and equity, and other social impact endeavors.
Renner, SD
Contact: Joe Bartmann
Phone: 605.978.2804
25795 475th Avenue, Suite 1
Renner, SD 57055
Areas Served: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Org Type: Loan Fund
Lending Type: Intermediary
The mission of Dakota Resources is to connect capital and capacity to empower rural communities. Our programs include Community Development Loans, Community Coaching, Learning Network, New Markets Tax Credit, and RuralX.
Our Community Development Loan program focusses on lending to economic and housing development organizations and CDFIs serving rural and Native communities. Our program provides flexible, unsecured capital with interest-only payments for up to ten years.
Other CDFIs can also get involved in our Learning Network program by accessing Thriverr, our network of rural development leaders, and Community Coaching, our strategy consulting services.
CDFI OFN Member Since: 2001
Detroit, MI
Contact: Ray Waters
Phone: 313.784.9547
3031 West Grand Boulevard, Suite 505
Detroit, MI 48202
Website: detroitdevelopmentfund.com
Contact Person: Ray Waters, President
Contact Phone: 313.784.9547
Area Served: MI
Org Type: Loan Fund
Lending Type: Business
Detroit Development Fund is a nonprofit (501(c)(3) organization and a certified community development financial institution (CDFI), incorporated in the state of Michigan. Detroit Development Fund was created in 1998 with an initial mission of helping revitalize an economically distressed target area in Detroit’s far East side neighborhoods. It now operates throughout the City of Detroit. Detroit Development Fund provides loans and technical assistance to small business owners, developers, building owners, contractors, and subcontractors who cannot get all of the capital they need from traditional financing sources.
CDFI OFN Member Since: 2013
Dorchester, MA
Phone: 617.533.9568
Area Served: MA
Org Type: Loan Fund
Lending Type: Business
Dorchester Bay Neighborhood Loan Fund (DBNLF) is a non-profit subsidiary of Dorchester Bay Economic Development Corporation. We lend to small businesses for the purpose of starting, stabilizing and expanding/growing their business. We are a CDFI and SBA lender.
Albuquerque, NM
Contact: Marisa Barrera
Phone: 800.508.7624
2000 Zearing Avenue Northwest
Albuquerque, NM 87104
Website: dreamspring.org
Contact Person: Marisa Barrera, Chief Strategy Officer and Executive Vice President
Contact Phone: 800.508.7624
Areas Served: AL, AZ, AR, CA, CO, FL, GA, IL, IA, KS, MI, MS, MO, NE, NV, NM, NY, NC, OH, OK, PA, SC, TN, TX, UT, WA, WY
Org Type: Loan Fund
Lending Type: Microenterprise
DreamSpring is a nonprofit community lender dedicated to eliminating systemic wealth inequities and accelerating the economic inclusion and strength of underserved communities. Founded in 1994, the organization, which operates in 19 states, provides rapid access to capital and customized wrap-around support to the most vulnerable small business owners, focusing on communities including people of color, women, low- to moderate-income earners, people with disabilities, and start-ups. To date, DreamSpring has issued more than 42,000 loans totaling over $465 million to small businesses that support an estimated 72,000 jobs.
CDFI OFN Member Since: 2005
Columbus, OH
Contact: Inna Kinney
Phone: 614.559.0115
1655 Old Leonard Avenue
Columbus, OH 43219
Area Served: OH
Org Type: Loan Fund
Lending Type: Microenterprise
Established in 2004 and certified as a CDFI in January 2005, ECDI is the only microlender for the City of Columbus and Franklin County government and the sole CDFI microlender and SBA microloan intermediary in central Ohio. To meet its mission, ECDI offers microenterprise training, microloans, and other asset-building programs, all of which provide clients with financial assistance as well as the knowledge to maintain self-sufficiency well after the loan term. ECDI continues to grow dramatically and set an aggressive strategic agenda to expand services, introduce new financial products and services, and reach out to additional vulnerable populations.
CDFI OFN Member Since: 2007
Omaha, NE
Phone: 402-557-5965
Areas Served: IA, NE
Org Type: Loan Fund
Lending Type: Consumer
Economic Empowerment Center, dba Lending Link, provides small dollar loans ($500 – $5,000) to consumers and we are just beginning to offer larger
loans ($20,000 – $40,000) to microbusinesses using a grant from the State of Nebraska. We also provide other services such as income tax preparation,
translation, notarization, etc.
Education and coaching to promote long-term financial stability
Access to low-cost capital to increase financial self-sufficiency and security
The prevalence of payday and car title lenders in our community have a significant impact on the finances of low- and middle-income households — and create a critical need for responsive financial education programs and affordable, alternative loans. Evidence of the need lies in the numbers: 22 percent of Nebraskans report borrowing money from a non-bank in the past five years, and 56 percent say they spend about as much or more money than they earn.
Problems at both the individual and systems levels are causing difficult financial situations, including: lack of access to mainstream forms of credit, lack of basic financial knowledge, stigma and embarrassment, lack of livable wages, income inequality, banking industry changes and the convenience of alternative financial services such as payday lenders.
Our programs and services strive to:
Teach basic financial and debt management
Transition clients away from payday and other predatory lenders
Guide clients to achieve long-term financial health through low interest rates and longer terms for repayment
Sacramento, CA
Phone: (916) 758-4020
1007 7th St Fl 4
Sacramento, CA 95814
Website: economicjusticefund.org
Contact Phone: (916) 758-4020
Area Served: CA
Org Type: Loan Fund
Lending Type: Microenterprise
The Economic Justice Fund is a mission-driven, nonprofit financial institution dedicated to providing fair, affordable financing and free credit building services to empower borrowers to realize their dreams. Our loans have low fixed rates, no application fees, no origination fees, no servicing fees, and no
prepayment fees. We also offer flexible terms and flexible underwriting to meet the needs of a wide range of borrowers.
Philadelphia, PA
Contact: Lynne Cutler
Phone: 215.564.5500
2010 Chestnut Street
Philadelphia, PA 19103
Area Served: PA
Org Type: Loan Fund
Lending Type: Microenterprise
The mission of the Women’s Opportunities Resource Center (WORC) is to promote social and economic self-sufficiency primarily for economically disadvantaged women and their families. WORC provides training, individual business assistance, incentive savings program, job placement, and access to business and financial resources. WORC empowers its constituents through various self-help strategies including savings, a self-employment network, and access to its local and national affiliations. Additionally, WORC encourages community awareness and responsiveness concerning issues impacting economic equity and independence.
CDFI OFN Member Since: 2004
Indianapolis, IN
Org Type: Loan Fund