Cinnaire (formerly Great Lakes Capital Fund) helps community development organizations, lending partners, and socially-motivated investors accomplish goals in underserved communities. We fill gaps in community development funding by leveraging capital from public and private sector organizations and bringing expertise to communities that need it most.

Organized in May 2003, the Citizen Potawatomi Community Development Corporation (CPCDC), is designed to address the lack of access to capital and financial services in Native American communities. The mission of the CPCDC is to provide access to capital through loan fund support and business development services to Native Americans designed to expand the capacities of small businesses and aspiring entrepreneurs. The CPCDC Commercial Lending Program has developed non-traditional mechanisms to deliver capital on Indian lands and provide technical assistance and training. The program provides credit and helps small business owners to increase their incomes, create new jobs, and strengthen the Native American community.

City First Enterprises is a nonprofit bank holding company and incubator of social finance solutions located in Washington, D.C., that promotes social justice by increasing economic access and expanding opportunity for low-wealth communities.

Civic Community Partners, Inc. is a Community Development Entity and CDFI formed in 2012. Our mission is to spur community and economic development by providing capital and real estate solutions as well as technical assistance. We serve an investment area of all low income census tracts in the County of San Diego.

To date, we have received and deployed four rounds of New Markets Tax Credits totaling $133 million and have also committed more than $2 million in CDFI loans to community-based nonprofits. Our strategy is to provide loans that enable disadvantaged businesses to grow, create quality jobs, and deliver critical goods and services to San Diego County’s low-income residents.

Clearinghouse Community Development Financial Institution (Clearinghouse CDFI) addresses unmet credit needs in California, Nevada, Arizona, New Mexico, and Indian Country. Since 1996, Clearinghouse CDFI has helped bridge the gap between conventional lending standards and the needs of low-income and distressed communities. Clearinghouse CDFI, with assets exceeding $600 million, provides loans for nonprofits, community facilities, affordable housing, commercial real estate, small businesses, and other projects that create positive impacts in underserved areas.

Clearinghouse CDFI maintains a Standard & Poor’s rating of an “A- Stable”. It is also a certified B Corp maintaining rigorous standards of social and environmental performance, transparency, and accountability, and using business as a force for good. More information is available at: www.ccdfi.com.

Cleveland Development Advisors (CDA) is a real estate and business development finance organization that invests private capital and New Markets Tax Credit allocations into catalytic projects in Cleveland. Established in 1989 by a nonprofit group comprised of the CEOs of fifty of Cleveland’s largest corporations, CDA today is the real estate and business finance affiliate of the Greater Cleveland Partnership—one of the nation’s biggest chambers of commerce.

CLIMB Fund is a not-for-profit Community Development lender whose mission is to ensure access to capital for small businesses and affordable housing developments that cannot secure traditional financing.

Based in Charleston and serving the entire state of South Carolina, CLIMB Fund has more than 40 years of history lending to entrepreneurs who have been turned away from for-profit banks. There are numerous iconic local businesses we’ve helped start and grow, but the most important impacts we have are providing new pathways to success and helping people realize their dreams.

Since 1979,CLIMB Fund has provided financing for hundreds of small businesses that make up the backbone of our communities. These loans have been used to create over 1,000 jobs and enable opportunity where it would not have otherwise existed.

In addition to making loans, CLIMB Fund provides business coaching, including marketing, Quickbooks, and other strategic technical assistance, to its borrowers.

CLIMB Fund is a state and federally certified Community Development Finance Institution (CDFI). View our 2020 Annual Report here.

Coastal Enterprises, Inc. (CEI) is a nonprofit, 501(c)3 community development financial institution (CDFI) founded in 1977. Our mission is to build a just, vibrant and climate-resilient future for people and communities in Maine and rural regions by integrating finance, business expertise and policy solutions in ways that make the economy work more equitably.

Colorado Enterprise Fund (CEF) is a nonprofit community development financial institution (CDFI) founded in 1976 for the purpose of community and economic development. CEF’s mission is to accelerate community prosperity by financing and supporting entrepreneurs and small businesses. By providing entrepreneurs with access to loan capital and business technical assistance, CEF fills a gap for businesses that are not eligible for bank financing. CEF assists communities by acting as a resource for access to capital for existing businesses and startups. CEF nurtures its borrowers by providing technical assistance critical to their success, enabling them to grow into market-based financing resources.

Established in 1990, the mission of Common Capital, a nonprofit community development financial institution (CDFI), is to strengthen communities by creating economic opportunities for low- and moderate-income people in western and central Massachusetts. We focus on developing tailored financing and technical assistance to microenterprises, small businesses, and nonprofits that do not qualify for traditional loans. In addition to offering loans and technical resources, we partner with a wide variety of organizations, including local banks, to provide funding solutions to meet economic development needs. Our products and services include term loans, lines of credit, technical assistance, and other specialized programs.

Communities Unlimited, Inc. is a 501(c)3 nonprofit organization founded in 1975 that works side-by-side with small businesses, communities, and families in to create fair access to resources to sustain healthy businesses, healthy communities, and healthy families. CU takes a community-based, regional approach to solving the challenges that threaten a community’s survival. Our diverse technical know-how and geographic expertise make CU uniquely qualified to partner with Southern communities.

CAP Services created CAfP in 1991 to bring low-cost capital to underserved markets, especially those providing significant benefit to low- and moderate-income people. CAfP provides business, housing, and consumer (auto) loans in six central Wisconsin counties: Marquette, Portage, Outagamie, Waupaca, Waushara, and Wood.

The mission of Community Business Partnership (CBP) is to help underserved entrepreneurs start and grow their businesses by providing them with much-needed capital and technical
assistance. Since inception, CBP has funded hundreds of small and emerging businesses that were unable to obtain financing due to credit or other limitations.

CBP provides full spectrum educational and support services to small businesses, enabling them to make a significant contribution to a vibrant local economy.

Community Capital New York provides economic opportunities and microfinance lending to create self-sufficiency and success for low-income individuals and communities, especially minorities and women. Community Capital makes the American Dream come true by providing working people with working capital and the power of knowledge, helping to break the cycle of poverty through economic empowerment. We provide affordable housing loans to both for-profit and nonprofit developers, small business loans, and consumer loans including credit builder loans, job opportunity loans, family reunification loans, and lending circle loans focused on immigrants and refugees, veterans, survivors of domestic violence, children aging out of foster care, and other low-income, minority individuals.

Community Capital of Vermont’s mission is to help small businesses and lower income entrepreneurs prosper through the provision of flexible business financing. Community Capital of Vermont (CCVT) provides flexible business financing to people interested in starting or growing small businesses in Vermont. We work with diverse partners to strengthen downtowns and our rural economy by providing loans and business support to women, people with limited credit or collateral, and low- and moderate-income entrepreneurs.

Community Development Corporation of Utah (CDCU) is a 501(c)(3) nonprofit organization founded in 1990. Our organization has since grown to be a major affordable housing provider throughout the state of Utah. We build new single- and multi-family housing, rehabilitate existing housing stock, and work to revitalize neighborhoods around the state. We also provide a combination of critical community services including homebuyer education, homeowner case management, down payment assistance, and mortgage lending. Everything we do is designed to help low-to-moderate income families make homeownership a reality.

Community Development Resources (CDR) is a non-profit lender and supplier of Technical Assistance to Micro- and Small businesses in the State of Nebraska serving low-to-moderate income individuals. CDR is a CDC and in the SBA 504 loan program.

SERVICES OFFERED: Loans, Technical Assistance, SBA 504 Loan Guaranties

CEDS Finance supports the American Dream of financial self-sufficiency by assisting immigrants, refugees, and those from underserved communities to start, grow, or strengthen their small businesses in Metro Denver. In 2012 CEDS was certified through the U.S. Department of Treasury as a community development financial institution (CDFI). In 2015 CEDS was approved by the Small Business Administration (SBA) as an SBA Microloan Program intermediary lender, only the third such program in Colorado. Also in 2015, CEDS received the first program related investment made by The Denver Foundation.

Founded in 1992, Community First Fund is a private, independent nonprofit community development financial institution (CDFI) based in Pennsylvania whose mission is to provide capital in places where it is not usually available. We seek to create positive change in a community by providing entrepreneurs with access to business development loans for projects that generate jobs, create affordable housing, and help to revitalize communities.

Community First Lending was created to build high-impact, financially stable businesses and ventures for non-profits and for-profit social enterprises
through strategic, hands-on operational support, as well as support homeownership. Our mission is to bring access to capital for those who have traditionally lacked access to capital, with a focus on black & brown communities, women, and entrepreneurs.

Part of the Opa-Locka Community Development Corporation, the OLCDC Business Fund was launched to support small minority-owned businesses located in low-to-moderate income communities in South Florida. We do this by providing technical assistance in the form of one-on-one counselling and workshops, as well as alternative financing options. Through our program, businesses can apply for up to $250,000 in capital. To access our loans, we consider the nature of your business, your annual revenue, and how you plan to use the funds. Unlike other lenders, your credit score is not the primary factor in eligibility. We provide more than just access to capital, we are partners to the businesses that we service, and offer additional layers of support and technical assistance to ensure their continued growth.

Community Health Center Capital Fund (Capital Fund) supports the growth and development of community-based health centers serving low-income and uninsured populations by providing capital structured to meet health centers’ needs. As a certified community development financial institution (CDFI), Capital Fund offers targeted direct loans to health centers for capital financing, equipment, and operational requirements.

In addition to lending its own capital, Capital Fund manages several health center loan programs utilizing capital raised from third parties. Drawing on decades of experience with health centers, Capital Fund also provides underwriting services and helps facilitate favorable tax credit financing. Capital Fund seeks to leverage its loans and programs through relationships with multiple external sources of capital, which together can meet the capital financing needs of health centers. One of Capital Link’s founding partners, Capital Fund, now serves as its lending affiliate.

Incorporated in 2000, Community Housing Capital (CHC) is a certified community development financial institution (CDFI) and community development entity (CDE). CHC has a proven track record for aggregating loan capital to finance the creation and preservation of affordable housing. To fulfill its mission, CHC provides predevelopment, acquisition, construction, and permanent multifamily and single-family loans directly to the high-performing, nonprofit developers of the NeighborWorks® network. The 245 community-based nonprofits of this network have a mission to develop affordable housing and improve their communities.

Community Housing Services Agency, Inc. (CHSA) is a 501(c)(3) affordable housing organization that envisions communities in which safe and quality housing, neighborhoods, and living conditions are available and affordable to all. Since its establishment by the City of Savannah Georgia in 1989, CHSA has developed, financed, and implemented affordable housing opportunities that have benefited more than 3,000 low- to moderate-income households.