New York City, NY
Contact: Jessie Lee
Phone: 212.964.2288
2 Allen Street, 7th Floor
New York City, NY 10002
Area Served: NY
Org Type: Loan Fund
Lending Type: Consumer
AAFE Community Development Fund (CDF) is a U.S. Treasury designated Community Development Financial Institution (CDFI) dedicated to promoting, protecting and advancing home-ownership for minority, immigrant, low- and moderate- income, and under-served households and communities in New York City. CDF provides individual counseling, group education, and home buyer and homeowner loans.
Fresno, CA
Contact: Ushan Samarakone
Phone: 559.263.1045
1920 Mariposa Mall, Ste 111
Fresno, CA 93721-2504
Website: accesspluscapital.com
Contact Person: Ushan Samarakone, Chief of Staff
Contact Phone: 5596496205
Area Served: CA
Org Type: Loan Fund
Lending Type: Business
Access Plus Capital (formerly Fresno CDFI) is a mission-driven small business loan fund. Our mission is to grow businesses and jobs in underserved communities. Since our inception in 2008 we have helped hundreds of entrepreneurs realize their dreams by providing access to capital and business resources through a network of financial institutions, community development agencies, and businesspersons.
CDFI OFN Member Since: 2011
Cleveland, GA
Contact: Grace Fricks
Phone: 678.335-5600
3173 Highway 129 North
Cleveland, GA 30528
Area Served: GA
Org Type: Loan Fund
Lending Type: Business
Access to Capital for Entrepreneurs (ACE) is a nonprofit community lender that specializes in small business loans coupled with business advisory services. We assist tiny startups as well as large, existing businesses–modest mom-and-pop enterprises and veteran, seasoned CEOs–by making loans with generous repayment terms and affordable interest rates.
CDFI OFN Member Since: 2004
San Diego, CA
Phone: 619.795.7250
Area Served: CA
Org Type: Loan Fund
Lending Type: Microenterprise
Accessity, formerly Accion serving Southern California, opens the doors of financial opportunity for entrepreneurs through access to small business loans and a community of support and resources.
San Jose, CA
Contact: Locator Contact
Phone: 408.297.0204
111 West St. John Street, Suite 800
San Jose, CA 95113
Areas Served: AL, AZ, AR, CA, CO, CT, FL, GA, IL, IN, KS, KY, MD, MA, MI, MO, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TX, UT, VA, WA, WI
Org Type: Loan Fund
Lending Type: Microenterprise
Accion Opportunity Fund Community Development, the nation’s leading nonprofit small business lender, believes small dollar loans help hard-working entrepreneurs make lasting change in their own lives and build stronger communities by growing businesses and creating jobs. Opportunity Fund’s community of donors and investors is creating an inclusive financial system that empowers women, immigrant, and minority small business owners. Our strategy combines microloans for small business owners and New Markets Tax Credit (NMTC) investments in high-impact community infrastructure projects.
CDFI OFN Member Since: 2002
New York City, NY
Contact: Tshering Gurung
Phone: 212.898.4112
120 Broadway, Suite 230
New York City, NY 10271
Website: accompanycapital.org
Contact Person: Tshering Gurung, Senior Manager of Business Development & Training
Areas Served: NJ, NY
Org Type: Loan Fund
Lending Type: Microenterprise
*We are only providing PPP loans to businesses in New York City
and up to $250k.*
Accompany Capital creates pathways to self-sufficiency for immigrant and refugee entrepreneurs in New York City by empowering them with access to affordable credit, financial education, and training in best business practices and technology. Accompany Capital is fulfilling the American Dream of inclusion by building wealth through business development and expansion, savings, and home ownership for low to moderate income entrepreneurs and small business owners.
Accompany Capital is a certified CDFI and a certified SBA micro and Community Advantage lender. It has been recognized by national media and elected officials for its impact in creating and retaining jobs for immigrants, refugees, and women. Its products include microloans, credit enhancement loans, financial education, homeownership and down payment assistance, and Individual Development Accounts.
CDFI OFN Member Since: 2012
Albany, GA
Contact: Thelma Johnson
Phone: 229.420.4600
230 South Jackson Street, Suite 333
Albany, GA 31701
Website: albanycommunitytogether.com
Contact Person: Thelma Johnson, President CEO
Contact Phone: 229.420.4600
Area Served: GA
Org Type: Loan Fund
Lending Type: Business
Albany Community Together, Inc. (ACT!) is a community development financial institution (CDFI) serving Georgia, mainly Southwest Georgia, that provides access to capital and business development services. ACT! was created in 1997 with seed capital from the City of Albany and four local banks. ACT!’s mission is building wealth and creating economic opportunities in Georgia by providing affordable access to capital and business support services for aspiring entrepreneurs and small business owners. Many of ACT!’s clients are minorities and women. ACT! focuses on helping our clients become asset generators through business ownership.
CDFI OFN Member Since: 2019
Portland, OR
Phone: (503) 477-8568
Areas Served: AK, CA, ID, MT, OR, WA
Org Type: Loan Fund
Lending Type: Microenterprise
In 1953, farsighted tribal leaders in the northwest formed the Affiliated Tribes of Northwest Indians (ATNI), and dedicated it to tribal sovereignty and self—determination. Today, ATNI is a nonprofit organization representing over 50 Northwest Tribal Governments from Oregon, Idaho, Washington, Alaska, California, and Montana. ATNI is an organization whose foundation is composed of the people it is meant to serve – the Indian People. Information about ATNI can be found by visiting their website: http://www.atnitribes.org.
McAllen, TX
Contact: Robert Calvillo
Phone: 956.687.6263
500 South 15th Street
McAllen, TX 78501
Area Served: TX
Org Type: Loan Fund
Lending Type: Housing to Individuals
Affordable Homes of South Texas, Inc. is a community based nonprofit organization dedicated to enhancing the quality of life by providing affordable housing and related services to eligible families. For over 43 years, Affordable Homes of South Texas, Inc. has served thousands of families in the community with solutions for their housing needs.
CDFI OFN Member Since: 2014
Columbus, OH
Contact: Steven Gladman
Phone: 614.228.6488
175 South Third Street, Suite 1250
Columbus, OH 43215
Area Served: OH
Org Type: Loan Fund
Lending Type: Housing to Organizations
Established in 2001, the Affordable Housing Trust for Columbus and Franklin County (AHT) acts as an independent, nonprofit lender to create affordable home ownership and rental housing to working households and seniors in the region. AHT is funded by the City of Columbus and Franklin County Board of Commissioners in Ohio.
CDFI OFN Member Since: 2016
Minneapolis, MN
Contact: Nasibu Sareva
Phone: 612.333.4772
1931 South Fifth Street
Minneapolis, MN 55454
Area Served: MN
Org Type: Loan Fund
Lending Type: Business
The mission of the African Development Center (ADC) is to grow businesses, build wealth, and increase reinvestment in the African communities of Minnesota, many of whom face language, cultural, and religious barriers. Through workshops and consultations on financial literacy, business development, and home ownership, ADC provides culturally competent services to Minnesota’s African immigrants and communities and creates a path for them to achieve financial success.
CDFI OFN Member Since: 2013
St. Paul, MN
Contact: Gene Gelgelu
Phone: 651.646.9411
1821 University Avenue West, Suite S-145
St. Paul, MN 55104
Website: aeds-mn.org
Contact Person: Gene Gelgelu, Founder and President and CEO
Contact Phone: 651.646.9411
Area Served: MN
Org Type: Loan Fund
Lending Type: Business
African Economic Development Solutions (AEDS) is a nonprofit organization that serves African immigrants in Minnesota. The organization was established in 2008 to break economic barriers and create opportunity for African immigrants. Our mission is build wealth and prosperity within African immigrant communities by empowering entrepreneurs and small business owners and fostering financial independence among families and individuals across our region.
CDFI OFN Member Since: 2020
Eagle Butte, SD
Contact: Skya Ducheneaux
Phone: 605.850.1721
412 South Main Street, Suite E
Eagle Butte, SD 57265
Website: akiptan.org
Contact Person: Skya Ducheneaux, Executive Director
Contact Phone: 605.964.8081
Areas Served: MT, ND, OK, OR, SC, SD, WA
Org Type: Loan Fund
Lending Type: Business
Akiptan is a certified Native CDFI based in Eagle Butte, SD, that finances Native Americans in Agriculture nationally throughout Indian Country. Akiptan’s mission is to change the way that agriculture finance is done in Indian Country with our patient and innovative capital approach.
Chicago, IL
Phone: 312.275.3000
Areas Served: IL, IN
Org Type: Loan Fund
Lending Type: Microenterprise
Allies for Community Business (A4CB) provides the capital, coaching, and collaboration entrepreneurs need to grow great businesses in their communities. A4CB offers term loans and lines of credit between $500 and $100,000 to early, emerging, and established businesses in Illinois and Indiana. In addition, A4CB offers 1:1 coaching, group coaching, kitchen space, licensing, and procurement services.
CDFI OFN Member Since: 2013
Kansas City, MO
Contact: Bobby Burch
Phone: 816.216.1851
3200 Wayne Avenue
Kansas City, MO 64109
Areas Served: CO, KS, MO, NE, TX
Org Type: Loan Fund
Lending Type: Business
Founded in 2005, AltCap is a leading provider of alternative financing solutions and is dedicated to empowering businesses with flexible capital options. Our mission is to strengthen communities and small businesses with accessible financing and support. As a non-profit Community Development Financial Institution, AltCap is committed to serving our communities with integrity. AltCap works with entrepreneurs in Missouri, Kansas, Texas, Nebraska, and Colorado.
AltCap has also launched an affiliate organization, AltCap California, to serve entrepreneurs and small businesses in California.
CDFI OFN Member Since: 2016
Ithaca, NY
Contact: Kevin Mietlicki
Phone: 607.273.4611
125 North Fulton Street
Ithaca, NY 14850
Website: alternatives.org
Contact Person: Kevin Mietlicki, President / CEO
Contact Phone: 607.273.4611
Area Served: NY
Org Type: Credit Union
Lending Type: Consumer
Alternatives Federal Credit Union is a community development financial institution (CDFI), dedicated to building wealth and creating economic opportunity for underserved people and communities.
CDFI OFN Member Since: 1996
Ontario, CA
Contact: Hilda Kennedy
Phone: 909.915.1706
3110 B, Inland Empire Blvd
Ontario, CA 91764
Area Served: CA
Org Type: Loan Fund
Lending Type: Business
AmPac Business Capital is a Certified Development Company of the U.S. Small Business Administration. Incorporated in 2005 as a nonprofit 501(c)(3) public benefit corporation, AmPac was established to support community and economic development through its small business loan programs. As a nonprofit corporation, it provides SBA 504 loans to new and growing California businesses seeking fixed-rate, long-term financing with below market interest rates. AmPac is the nation’s first faith-based SBA lender and has provided half a billion dollars in total loans funded for real estate and equipment loans. AmPac is a designated Department of Treasury CDFI and a SBA Microlender, providing direct loans with flexible underwriting for new and emerging small businesses.
CDFI OFN Member Since: 2019
Akron, OH
Org Type: Loan Fund
Lending Type: Microenterprise
The organization focuses on helping clients achieve financial security by building income and assets. Currently we provide micro lending, Program outreach; business development technical assistance; and loan packaging, underwriting, and servicing.
Christiansburg, VA
Contact: Donna Gambrell
Phone: 202.547.5155
110 Peppers Ferry Road Northwest
Christiansburg, VA 24073
Website: appalachiancommunitycapitalcdfi.org
Contact Person: Donna Gambrell, President and CEO
Contact Phone: 202.547.5155
Areas Served: AL, GA, KY, MD, MS, NY, NC, OH, SC, TN, TX, VA, WV
Org Type: Loan Fund
Lending Type: Business
Appalachian Community Capital’s
(ACC) mission is to increase small business lending by providing Appalachian member institutions that serve underserved people and communities with new sources of capital. Created in 2013, ACC began lending in 2015. It raises capital for members who are CDFIs or other community-based lenders located and/or doing business in Appalachia. The members then use the funds to re-lend to small business owners and entrepreneurs in the region, including to minority- and women-owned businesses. As of December 31, 2020, 23 organizations were ACC members.
CDFI OFN Member Since: 2017
Gray, TN
Contact: Vicki Gobble
Phone: 423.230.2618
5034 Bobby Hicks Highway, Suite 2
Gray, TN 37615
Areas Served: KY, TN, VA
Org Type: Credit Union
Lending Type: Consumer
Appalachian Community Federal Credit Union (ACFCU) is dedicated to providing community and economic development to underserved individuals and businesses that lack adequate access to capital, high quality financial services, and financial counseling in its service areas of East Kentucky, Northeast Tennessee, and Southwest Virginia.
CDFI OFN Member Since: 2017
Logan, OH
Contact: Brad Blair
Phone: 740.216.4449
31480 Chieftain Dr
Logan, OH 43138
Website: appcap.org
Contact Person: Brad Blair, Chief Operations Officer and Executive Vice President
Contact Phone: 740.753.5359
Area Served: OH
Org Type: Loan Fund
Lending Type: Business
Appalachian Growth Capital, LLC (AGC) builds enduring, widely-shared prosperity in Appalachian Ohio by assisting small businesses in obtaining the financing they need to grow at reasonable rates and terms. AGC is the only local CDFI serving Appalachian Ohio. It offers five primary services: 1) Core Loan Program: Provides small businesses gap-financing on affordable terms; 2) Specialty and Micro Loan Programs: Addresses market niches and populations with additional barriers to accessing credit; 3) Credit Underwriting Services: Helps deploy capital of small business loan funds that do not have sufficient in-house expertise to underwrite their own loans; 4) Business Financial and Credit Counseling: Helps businesses organize accounting systems and manage their finances and balance sheet to qualify for financing; and 5) Assistance Placing Bank and Private Financing: Helps small businesses organize and present their financial information to private sector lenders that are a good match with their financing needs.
CDFI OFN Member Since: 2019
Eureka, CA
Contact: Ross Welch
Phone: 707.798.6132
707 K Street
Eureka, CA 95501
Area Served: CA
Org Type: Loan Fund
Lending Type: Business
For over 40 years, AEDC has supported regional economic development by providing funding for small businesses, building funding partnerships to support community development projects, and by working in the community to identify and address pressing economic development issues. AEDC’s lending products include microloans of $5,000 to large purchases of commercial property over $3M. Funding sources include the SBA, EDA, USDA, Headwaters Funds and more. AEDC’s service area includes Humboldt, Del Norte, Mendocino, Lake, Trinity and Siskiyou Counties.
AEDC is committed to supporting the growth of our small local businesses, but we also recognize that community and infrastructure development is crucial to economic and business success. Regional collaboration is critical to addressing many of these needs and AEDC, as the only regionally based CDFI, is poised to play a pivotal role in those conversations.
CDFI OFN Member Since: 2003
Little Rock, AR
Contact: Sam Walls III
Phone: 501.374.9247
200 River Market Avenue, Suite 400
Little Rock, AR 72201
Area Served: AR
Org Type: Loan Fund
Lending Type: Business
Formed in 1957, Arkansas Capital Corporation is a private, nonprofit lending corporation dedicated to empowering entrepreneurs in Arkansas through partnerships with the lending community. Arkansas Capital and its affiliate companies do this by providing financial resources to businesses through its capital availability programs and advocating for entrepreneurs through capital, educational, and technological improvements. Whether you’re a potential or current business owner, student, educator, or financial organization, you can find the resources you need to help you succeed.
CDFI OFN Member Since: 2016
New York City, NY
Contact: Neysa Cruceta
Phone: 212.387.0377
80 Maiden Lane, Suite 903
New York City, NY 10038
Areas Served: AL, AZ, AR, CA, CO, CT, FL, GA, HI, IN, IA, LA, ME, MD, MA, MI, MN, MS, MO, MT, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV
Org Type: Loan Fund
Lending Type: Business
Ascendus is a nonprofit small business lender working to create economic opportunity by providing entrepreneurs with access to the capital and the business support they need to create and grow healthy enterprises and contribute to thriving local economies. Ascendus seeks to build the financial resiliency of small business owners so that they can be fully equipped to handle near-term challenges and achieve long-term self-sustainability and business success.
If you are interested in one of our loan programs for small businesses, visit our website: https://www.ascendus.org/products/
CDFI OFN Member Since: 2001
Lancaster, PA
Phone: 717.393.6089
Area Served: PA
Org Type: Loan Fund
Lending Type: Business
ASSETS is a non-profit CDFI that works with start up and existing businesses to form a more ethical economy.
SERVICES OFFERED: Entrepreneur Training, Community Lending and Impact