Vice President of Lending

Company: Civic Builders, Inc.

Location: New York, NY

Job Function: Lending/Loan Operations


About Civic Builders:

Civic Builders (Civic) is the nation’s leading nonprofit lender and developer, bringing high-quality education to under-resourced communities through the development of public charter schools. Since 2002, Civic has supported the growth of 80 schools nationwide educating more than 40,000 students annually. Civic offers school facility development services, access to low-cost capital, and strategic advisory services to public charter schools. Our portfolio represents $1.45 billion invested into economically distressed communities to ensure access to safe, positive, and student-centered learning environments. We have supported the growth of 73 schools educating more than 39,000 students annually with a 90% graduation rate.  Learn more about Civic at

Commitment to Diversity, Equity, and Inclusion

Civic Builders believes that diversity, in all its forms, enriches society and our organization. Because we support students in the highest-need neighborhoods, we have a particular charge to understand our schools and their communities. When our staff, board, and partners reflect, value and embrace the voices and perspectives of those most impacted by what we do, we have a deeper understanding and connection to their needs and more effectively achieve our aspiration of improving lives, revitalizing communities, and helping children receive the education they deserve.

We are an Equal Opportunity Employer

Civic Builders is an equal opportunity employer and welcomes candidates from diverse backgrounds and perspectives. Civic Builders provides employees with a safe and welcoming environment free of discrimination and harassment.

As an equal opportunity employer, we prohibit any unlawful discrimination against a job applicant on the basis of their race, color, religion, gender, gender identity, gender expression, sexual orientation, national origin, family or parental status, disability, age, veteran status, or any other status protected by the laws or regulations in the locations where we operate.


About the Position:

As the Vice President of Lending for the Facilities Investment Fund at Civic Builders, you will lead a dynamic lending team responsible for $100MM in annual loan production to high-quality charter schools in underserved communities. The Vice President of Lending is accountable for developing and managing the team; marketing loan products to meet charter school facility needs; positioning the Fund as a leader in the sector and representing the fund nationally.  Furthermore, you will oversee the creation of a new pre-development fund designed to support new and early-start charter schools. This position requires a strategic and collaborative leader with a passion for making a positive impact on education.  The Vice President of Lending will manage a team of six.

Reporting: Chief Lending & Investment Officer


Key Duties, Responsibilities & Management:

Develop, manage and mentor lending staff while fostering a collaborative and high-performance culture. Ensure thorough financial analysis, due diligence, and structuring of facility financing requests under a “Schools First” vision, meeting schools where they are in their growth.  Responsible for annual deployment goal of $100 million.  Provide support, training, and professional development opportunities to team members.

Responsible for lending goal achievement, pipeline development, active marketing through outreach to schools and communities, and analysis of markets with unmet need. 

Develop and implement risk management strategies to ensure the success of the Fund.  

Manage and oversee new loan products, including a new $5 million predevelopment loan fund to new and early-stage schools. Develop and implement strategies to effectively deploy predevelopment funds while supporting schools with technical assistance as they move toward securing next stage financing.

Collaborate with the Chief Lending and Investment Officer and other staff on updates to loan policies, procedures, and templates;  the implementation of a Salesforce lending platform; and recapitalization of the charter school lending capital.  Collaborate with the Head of Portfolio Management and the portfolio management team, as needed, on amendments, workouts, reporting, and other assignments.

Work closely with colleagues and external partners to ensure compliance with all agreements and obligations. Foster strong relationships with community leaders, educators, and other stakeholders. Collaborate effectively across departments to optimize lending processes and goals.

Work closely with senior leadership to execute annual goals and strategic plans. Inform senior leadership on changes and impacts within the charter school sector landscape, trends in the market, and opportunities.

Take a leadership role in promoting and sustaining our commitment to an inclusive workplace and in fostering Diversity, Equity, Inclusion, and Racial Justice (DEIRJ) principles into our daily operations.  The Vice President of Lending will foster partnerships and advocate for inclusive lending practices, actively participate in external collaboratives and industry groups and educate internal teams by providing resources and guidance that will allow the organization to embed DEIRJ principles into our core lending objectives and strategy.


Qualifications and Skill Requirements:

  • Extensive experience (minimum of 7 years) in charter school facility financing, including deal structuring, underwriting, closing, and risk mitigation. 
  • Supervisory experience in commercial lending with a focus on team leadership and management.
  • Familiarity with federal and state funding for charter schools and charter school operations and budgets.
  • Strong analytical skills, financial acumen, and leadership capabilities.
  • Excellent writing, communication and relationship-building skills. 
  • Demonstrated interest and strength in networking and forging relationships with partners and schools.
  • Proficient in Microsoft Office Suite (Word, Excel, and PowerPoint) and in charter school financials and real estate operations
  • Ability to adapt to a changing environment and handle multiple priorities.
  • Strong entrepreneurial instincts and desire to seek innovative solutions to complex challenges.
  • Passion for the mission to support high-quality education options and financial access for under-resourced communities.

Compensation and Benefits

Work Environment, Salary and Benefits

  • Civic is located in New York, NY and has a hybrid/remote, collaborative work environment. Local NYC team members work two days on-site weekly and telework the rest of the week. The entire organization also meets quarterly for a week in NYC. This position will require monthly, in office time if the candidate is not local to the NYC region. 
  • The candidate must be willing to travel to visit school sites and represent the Fund at conferences.
  • The salary range for this role is $180,000-200,000 with bonus eligibility. The salary offered will be commensurate with experience and location.
  • We want you to be well and thrive. Our excellent benefits package includes medical, dental, and vision coverage, up to 4% employer match 401(k), and generous PTO. 
  • Additional benefits and perks include flexible spending accounts (FSA) and health savings accounts (HSA), short-term & long-term disability insurances, group term life insurance, commuter benefits program, 12 weeks paid parental/family leave, cell phone plan reimbursement and equipment replacement, professional development reimbursement, cell phone plan reimbursement and equipment replacement, home office setup, and social and educational outings.

How to Apply

We encourage you to apply even if your experience is not a 100% match with the job description; we will consider people from a variety of backgrounds and career experiences. Applicants will be reviewed on a rolling basis.  Please apply by no later than January 31, 2024 using this link: