Senior Loan Underwriter

Background

Join our established, fast-growing organization and learn from the Nation’s first local green bank. You’ll have the chance to lead, build, and shape the organization’s future, while accelerating your personal and professional growth.

About SELF:

SELF is a national award-winning non-profit Community Development Financial Institution (CDFI) with a mission to rebuild and empower underserved communities by providing access to affordable and equitable capital to homeowners, landlords, developers, contractors, and small businesses to help transition communities towards an inclusive clean energy economy. Founded in Florida, SELF has expanded and now serves most of the Southern United States. Due in part to the recent passage of the Inflation Reduction Act, there is historically unprecedented momentum toward clean energy and home resilience. As the country’s first local green bank, and an established and proven pioneer of climate equity, there is need for SELF to lead this national movement. Thus, SELF is rapidly growing and hiring—a position with SELF provides enormous career growth opportunities while doing work that matters.

Summary

Position Overview:

SELF is looking for a dedicated, enthusiastic, and committed individual to join our underwriting team. As a Senior Loan Underwriter, you will be responsible for reviewing files for final decisions, handling complex loan requests and cases, assisting with managing and training the underwriting team, loan closings and servicing, creating and providing lending and portfolio reports, and leading the underwriting team on reaching lending and underwriting goals.

Responsibilities

Essential Duties and Responsibilities:

• Work with borrowers through all stages of the financing process.
• Proficient in commercial and consumer lending underwriting practices.
• Prepare analytic reports on loan portfolio performance on a quarterly and annual basis.
• Analyze financial statements, tax returns, and other financial and/or project/borrower information.
• Analyze credit checks/credit bureau reports.
• Credit reporting
• Maintain client data and loan portfolio information in a timely manner, ensuring that information from these sources is used to generate investor and internal reports that are accurate and updated.
• Prepare loan portfolio reports, on an as-needed basis, for investors, grants, and/or program applications.
• Prepare and present Underwriting Department reports and progress on a weekly, monthly, quarterly, and an annual basis.
• Maintain a culture of quality customer service at all points of contact with clients when responding to borrower inquiries and requests.
• Maintain a culture of quality internal interaction with co-workers and provide consistent support for the loan team.
• Provide meaningful and essential feedback to the Underwriting and Lending Policy Director.

Requirements

Education and Experience:

• A college degree, Associates or Bachelors, is required.
• 2 or more years of current experience in mortgage and/or commercial underwriting is required.
• Experience in community banking and/or CDFIs required.
• Experience and proficiency with Salesforce, DownHome Loan Management (DLM), LoanWell, or other loan servicing and CRMS systems.
• High proficiency in Microsoft Office Suite.
• Strong written and verbal communication skills.
• Ability to multi-task, prioritize, and follow through with multiple assignments at once.
• Ability to take direction and learn from others while also being able to self-initiate work and tasks.
• Ability to stay analytical, efficient, accurate, and thorough in all areas.

Compensation and Benefits

Salary:

This listing will be updated to include salary details.

Top Benefits and Perks:

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, and vision benefits; 403(b) contributions; performance-based bonuses; 12 paid holidays; a minimum of 20 days of paid leave; and paid leave to volunteer- something SELF is passionate about.

Location:

Hybrid Remote: this position will be in-office three days a week with the option to work remotely two days a week. SELF headquarters is located in Ft. Pierce, Florida.

How to Apply

If joining the national movement towards climate equity appeals to you, please submit a resume on our website at https://solarenergyloanfund.org/careers/. Inquiries welcomed.