Senior Director Portfolio & Asset Management

Company: Capital Impact Partners

Location: , Remote

Job Function: Lending/Loan Operations


Capital Impact Partners  is now part of the Momentus Capital Family of Organizations which includes Capital Impact Partners, CDC Small Business Finance, and Ventures Lending Technologies. Together, we work to ensure local leaders and communities have equitable access to the capital & opportunities they deserve. With a mission rooted in social impact, we support locally led solutions through our continuum of lending, impact investments, training programs, & technology programs. By joining our team, you will play a key role in how Momentus Capital is transforming the financial sector to help communities build health & generational wealth.


Capital Impact’s lending in support of our mission provides facilities-related financing targeted to key community pillars located primarily in one of our five core sectors: high-quality community health centers, education facilities, properties housing healthy food systems, mixed-use and affordable housing, cooperatives, and dignified aging facilities. We also seek to support innovative approaches that amplify impact, such as school-based health care centers, mobile service providers, and community centers and food hubs that serve multiple businesses. As a result, the loan portfolio is unique in the level of patience and assistance borrowers may need in understanding the technicalities and requirements of borrowing.

The Senior Director of Portfolio & Risk is responsible for overseeing Capital Impact’s loan portfolio performance and credit quality to align with Capital Impact’s mission and strategy. The Senior Director of Portfolio & Risk leads the portfolio management team and ensures the team’s expertise and actions align with the business strategy of the organization; oversees the management of special assets; provides portfolio sale and subsidiary management and engages in new product and program development.Additionally, the role serves on the loan committee with approval authority. This enables post-funding items and portfolio trends to become a proactive component of the loan approval culture. This organizational leader is a driving force in identifying and implementing efficient processes within the department and in cross-departmental collaboration.


Portfolio Management and Credit Quality

  • Lead Capital Impact’s efforts to balance mission and credit quality through supervision and oversight of the portfolio management staff and activities undertaken to ensure sound risk and portfolio management practices.
  • Provide strategic guidance to Capital Impact management and the portfolio management team on approaches and trends and synthesize those insights for informed decision-making corporate wide.
  • Identification of loan attributes that materially impact CIP business.
  • Evaluate and regularly report on market trends and sector/product and product trends, that represent key areas of risk to the portfolio
  • In coordination with the Head of Credit and senior members of the Originations team, develop and institutionalize a point of view, method of analysis, and regular reporting on portfolio concentrations by geography, sector, and product and their intersection with one another.
  • Share information/insights with the EMT and Originations team to influence future production.
  • Serve as a member of the Credit Committee
  • Provide ongoing guidance to the Director, Portfolio Management and Manager, Portfolio & Asset Management while empowering them to grow as leaders and decision makers.


Portfolio planning and New Initiative Development

  • Develop the team’s budget as part of the Operations Team’s overall budget, understanding where the largest risks are and the potential for nonaccruals or charge offs in a year. As the portfolio grows in size and lending continues to grow and expand across markets, having tools and understanding to better predict impacts to income – nonaccruals and charge offs particularly – are important to finance, accounting, and the budgeting process.
  • Collaborate with the Head of Credit and SVP, Community Development Real Estate to shape where new production will occur, extensions and early payoffs may happen, and volume expected over time, place and sector, and other key parameters to plan for resource needs and the use/need of other products like loan sales or participations to manage the total portfolio within parameters.
  • With the knowledge of our portfolio, actively collaborate with SVP, Community Development Real Estate to understand performance under a variety of scenarios and the key terms and risks to consider in the development of a new initiative or product.
  • Interpret and inform the Portfolio Management team of potential new products or initiatives and guide preparation around systems and processes as well as any training necessary to be prepared for implementation.

Special Assets

  • Coordinate with PLO’s/SPLO’s to determine when troubled loans have exceeded the scope of the portfolio department.
  • Collaborate with the Head of Credit to efficiently transfer the loans and knowledge of the project(s) to Special Assets.

Risk, Infrastructure and operations

  • Coordinate with Lending Operations and Originations teams, ensure that the infrastructure, systems and process/procedures are regularly re-evaluated to assure alignment with the lending, compliance and credit/risk decisions of the organization. Be an agent of change that looks for and embraces ways to use technology and other modifications to processes and procedures to ensure the department is operating at maximum efficiency.
  • Collaborate with the Head of Credit and senior staff of the Originations team to adjust or create new credit guidelines to support the work of the organization and meet the requirements of third parties or new external situations.
  • Manage and improve the processes and systems used to capitalize on automation as much as possible, and to build efficiency in the portfolio management function.
  • Coordinate with peers to ensure seamless movements and use of information across teams through standard or automated approaches.
  • Proactively invest to build reports or views in Power BI to promote consistent use of data for reports, particularly those that involve CDFI Fund, S&P, other due diligence standard requests and compliance reports.

Employee Development

  • Mentor, empower, and develop the managers and employees within the department by identifying and providing professional and personal development opportunities.
  • Provide support and guidance while ensuring that managers are empowered to make decisions.



  • Bachelors preferred in the area(s) of finance, business, or public administrations or similar, or commensurate experience in a related field. Education level will be considered on a holistic basis considering both education and work experience.
  • 15+ years of experience in lending, credit, strategic decision making in a not-for-profit organization of which at least 5 should be within a management role.
  • 10+ years of asset management underwriting and business development experience, ideally with a Community Development Financial Institution, with knowledge of lending products. Prior experience of minimum 5 years managing a team.
  • Proficiency with Microsoft Office (particularly Word, Excel, and Power Point) and Salesforce. Ability to learn specific customer management software and related programs.
  • Deep experience in multifamily rental housing, charter schools and health facilities serving low income populations.
  • Knowledge of New Markets Tax Credits (NMTC) and Community Development Financial Institutions (CDFIs)
  • Knowledge of business lending products, services, commercial credit and financial analysis.
  • Excellent written and verbal communication skills with strong organizational skillset.

Compensation and Benefits

$144,000.00 To 175,000.00 Annually

How to Apply