Credit Analyst

Background

Raza Development Fund, Inc. (“RDF”) is a Community Development Financial Institution (“CDFI”) that invests capital and creates financial solutions to increase opportunities and economic mobility for Latinx and underserved communities nationwide. Since inception, RDF has invested over a billion dollars in the areas of education, affordable housing, healthcare, social services, and social entrepreneurship nationwide.  Our investment strategy is predicated on a high touch and value-added approach to supporting Latinx-owned and controlled organizations that prioritize premium outcomes benefiting low-income communities.

Summary

RDF is currently seeking candidates for the role of Credit Analyst to provide credit support for a portfolio of community financings by performing financial analysis, covenant monitoring, and annual reviews.

Responsibilities

• Gather financial statements and perform timely covenant monitoring.  
• Generate financial ratios and spreads, using software, to evaluate customers’ financial status. 
• Support the Small Business Initiatives group.
• Assists the Deputy Chief Credit Officer and Chief Credit Officer with various credit related projects, and performs other related duties as required. 

Requirements

Bachelor’s degree in the field of finance, accounting, business, or a related field. Although a bachelor’s degree is preferred, it may be offset with commensurate experience.

The successful individual must be a detail-oriented, problem solver, and possess strong written and verbal communication skills.  At inception, the Credit analyst should be focused on quickly becoming knowledgeable of basic financial principles, to become a valued resource for financial analysis.  Reporting to and working closely with the Deputy Chief Credit Officer, the Credit Analyst will collaborate with RDF’s investment professionals, various departments of the organization, and members of senior leadership on a regular basis.

Candidates with a diverse background and experience are strongly encouraged to apply for this position.

Compensation and Benefits

Benefits include health, dental, company-funded HSA, life and disability insurance.

How to Apply

Qualified candidates should send their resume of professional qualifications and experience, along with a cover letter to Scott Richter, Chief Credit Officer at srichter@razafund.org and Pedro M. Chaves, Deputy Chief Credit Officer at pchaves@razafund.org for immediate consideration.