Associate Underwriter

Company: IFF

Location: Kansas City, MO

Job Function: Financial Services


Employee Status: Full Time-Exempt

Hybrid: T/W in office | M/Th/Fr – remote

Salary:  starting at $48,100, (Salary Grade: 2)

Location: Kansas City, MO

Reports to: Senior Vice President, Capital Solutions

Matrix Reporting: None

Department: Capital Solutions


Department Function: Maintain a program of flexible lending to targeted nonprofits throughout the Midwest; design programs to assist the target market to obtain loans and required financial assistance; maintain financial planning data


The Organization

IFF is a mission-driven lender, real estate consultant, and developer that helps communities thrive. Key to our success has been a deep sense of purpose, a broad perspective, and a relentless focus on achieving positive results. Across the Midwest we help clients from every sector, including human service agencies, health centers, schools, affordable housing developers, and healthy food grocery operators. Staff contribute extensive business experience and an unrivaled connection to the mission of IFF to the clients we serve.

IFF is looking for candidates with a commitment to the work we do who can demonstrate their creativity, diligence, enthusiasm, growth-mindset, thoughtfulness, and passion to make meaningful change in the areas of economic and racial justice.

Equity, Diversity, and Inclusion

Partnering to create thriving communities is at the heart of everything we do. We leverage knowledge, capital, and resources to advance equitable and transformational outcomes in under-resourced communities, guided by our commitment to be an inclusive, anti-racist and anti-oppressive institution that honors communities as asset-rich and as experts in their own stories.


Basic Job Function

Contributes to loan production in the evaluation, and approval of loan requests. Work closely and collaboratively with lenders to ensure thorough and efficient throughput and a high level of client satisfaction.


Job Duties & Responsibilities

  • Works closely with lenders as point of contact for client loan requests. Contributes to the underwriting, approval, and closing of loans.
  • Assist prospective borrowers through the loan application, approval and closing process.
  • Evaluate loan requests, including the organization’s financial condition and projections, site analysis and building plans, operations, potential risks and other relevant data to support a recommendation of whether or not to make a loan.
  • Support IFF’s Customer Relationship Management database with data input to ensure that accurate and comprehensive information is readily available.
  • Work closely with lenders and closers to ensure ultimate client satisfaction and regional production goals are met.
  • Respond in a timely manner to inquiries from prospective borrowers and assist as necessary to prepare loan submissions and related paperwork.
  • Closely coordinate with lenders to ensure clear roles and responsibilities to ensure efficient and high-quality results.
  • Maintain required job knowledge, skills, and core professional competencies. Attend and participate in required educational programs and staff meetings.

Performance Measures

  • Achievement of team lending and program goals.
  • Accurate and thoughtful analysis and communication of lending risks and mitigants for borrower loan requests.
  • High level of client satisfaction with IFF products and services.
  • Cultivates a culture of openness in information sharing.
  • Models personal accountability that promotes ownership and engagement.
  • Builds and maintains effective working relationships with colleagues, peers, and team members.
  • Values and supports differences in others, contributing to an inclusive work environment. Demonstrates the ability and willingness to communicate effectively with people of diverse backgrounds and experiences to create a collaborative, collegial, and caring community.


Education: Bachelor’s Degree required, preferably in business, accounting, or finance.

Previous Experience: Minimum of one year of experience in banking, finance, or real estate finance required. Demonstrated competence in commercial lending terminology and credit and financial statement analysis.

Special Knowledge & Skills:

  • Familiarity with the nonprofit sector and/or construction and lending practices and terminology a plus
  • Strong interpersonal skill
  • Financial statement analysis
  • Proficient in Excel (spreads)
  • Proficient computer software user including databases (CRM).

Additional Requirements:

  • Some travel within the Midwest including occasional overnight trave
  • Occasional evening and weekend work
  • Able to inspect active construction project sites

IFF does not offer the following: 

  • Relocation package
  • Sponsorship or visa assistance

IFF works in a hybrid model: required to work in-office:  Tuesdays and Wednesdays.  Work from home (WFH)  Monday, Thursday, and Friday.

Application Instructions: Please visit our Careers section of our website to apply online.  A resume is required; a cover letter is appreciated.

IFF values equity, diversity, and inclusion as part of its mission to strengthen nonprofits and the communities they serve. IFF is an equal opportunity employer and is committed to building and maintaining a culturally diverse workplace that is free of discrimination and harassment of any kind. We encourage women, minorities, individuals with disabilities and veterans to apply. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, veteran status, or any other status protected by the laws or regulations in the locations where we operate.

Compensation and Benefits

Salary:  starting at $48,100, (Salary Grade: 2)

How to Apply

You can find all of IFF’s open roles here: